Every recurring credit, with its terms
Credit finder All 235 recurring statement credits we track across 72 cards. Search by merchant, card or issuer, and filter by how often a credit comes round.
Card terms last verified against issuer pages on 2026-09-20.
Why this table exists
Premium cards are priced against a bundle of recurring credits, and the terms are where the value leaks. A
credit capped monthly cannot be saved up. One that resets on the calendar year expires on 31 December no
matter when you opened the card, and 31 of the 235 below do exactly that. Another
69 require enrolment first, which does not apply retroactively. Card marketing quotes the
annual total; this table gives the terms that decide whether you ever see it.
235 credits tracked, across 72 cards
31 expire on 31 December whatever your open date
60 capped monthly, so an unused month is gone
69 need enrolment, which is not retroactive
Resets on the calendar year, expiring 31 December
Resets on your cardmember year
Any frequency Monthly Quarterly Twice a year Once a year Every 4 years Either clock Calendar year Cardmember year
Credit
Windows in a year
Each
A year
Once a year, calendar year
$2,400
$2,400
Once a year, cardmember year
$895
$895
Twice a year, calendar year
$300
$600
Twice a year, cardmember year
$300
$600
Twice a year, cardmember year
$300
$600
Twice a year, cardmember year
$300
$600
Once a year, cardmember year
$595
$595
Once a year, calendar year
$500
$500
Once a year, cardmember year
$500
$500
Once a year, calendar year
$500
$500
Once a year, cardmember year
$500
$500
Once a year, cardmember year
$500
$500
Twice a year, cardmember year
$250
$500
Twice a year, cardmember year
$200
$400
Quarterly, cardmember year
$100
$400
Quarterly, cardmember year
$100
$400
Quarterly, cardmember year
$100
$400
Twice a year, cardmember year
$200
$400
Twice a year, cardmember year
$200
$400
Once a year, cardmember year
$400
$400
Once a year, cardmember year
$325
$325
Once a year, calendar year
$300
$300
Once a year, calendar year
$300
$300
Once a year, calendar year
$300
$300
Quarterly, cardmember year
$75
$300
$25 Monthly Digital Entertainment Credit
Amex Platinum , American Express $25
$300
Once a year, calendar year
$300
$300
$300 Lululemon Credit
enrol first Amex Platinum , American Express
Quarterly, cardmember year
$75
$300
Quarterly, cardmember year
$75
$300
Once a year, cardmember year
$300
$300
Once a year, cardmember year
$300
$300
Once a year, cardmember year
$300
$300
Once a year, cardmember year
$300
$300
Once a year, cardmember year
$300
$300
Once a year, calendar year
$200
$300
Once a year, cardmember year
$300
$300
Once a year, cardmember year
$300
$300
Twice a year, cardmember year
$150
$300
Twice a year, cardmember year
$150
$300
Once a year, cardmember year
$300
$300
Once a year, cardmember year
$300
$300
Twice a year, cardmember year
$150
$300
Once a year, calendar year
$250
$250
Once a year, cardmember year
$250
$250
Once a year, cardmember year
$250
$250
Once a year, calendar year
$250
$250
Once a year, cardmember year
$250
$250
Quarterly, cardmember year
$60
$240
Once a year, calendar year
$209
$209
$209 CLEAR® Plus Credit
Amex Green , American Express
Once a year, calendar year
$209
$209
Once a year, cardmember year
—
$209
Once a year, calendar year
$209
$209
Once a year, calendar year
$209
$209
Quarterly, cardmember year
$50
$200
Once a year, calendar year
$200
$200
Once a year, cardmember year
$200
$200
Quarterly, cardmember year
$50
$200
Quarterly, cardmember year
$50
$200
Once a year, calendar year
$200
$200
Once a year, calendar year
$200
$200
$200 Airline Fee Credit
enrol first Amex Platinum , American Express
Once a year, calendar year
$200
$200
$15 Monthly Uber Credit
enrol first Amex Platinum , American Express $15
$200
$200 Oura Ring Credit
enrol first Amex Platinum , American Express
Once a year, calendar year
$200
$200
Once a year, calendar year
$200
$200
Once a year, calendar year
$200
$200
Once a year, calendar year
$200
$200
Once a year, calendar year
$200
$200
Once a year, cardmember year
$200
$200
Once a year, cardmember year
$200
$200
Once a year, cardmember year
$200
$200
Once a year, cardmember year
$200
$200
Once a year, cardmember year
$200
$200
Once a year, cardmember year
$200
$200
Once a year, cardmember year
$200
$200
Once a year, cardmember year
$200
$200
Twice a year, cardmember year
$100
$200
Once a year, cardmember year
$200
$200
Once a year, cardmember year
$200
$200
Once a year, calendar year
$150
$150
Once a year, calendar year
$150
$150
Once a year, cardmember year
$150
$150
Once a year, cardmember year
$150
$150
Once a year, cardmember year
$150
$150
Once a year, cardmember year
$150
$150
Once a year, cardmember year
$150
$150
Once a year, cardmember year
$145
$145
$10 Monthly Instacart+ Credit
enrol first HSBC Elite , HSBC $10
$140
$10 Monthly Instacart+ Credit
enrol first HSBC Premier , HSBC $10
$140
Once a year, cardmember year
$125
$125
$10 Monthly Dining Credit
enrol first Amex Gold , American Express $10
$120
$10 Monthly Uber Credit
enrol first Amex Gold , American Express $10
$120
Once a year, cardmember year
$120
$120
Once a year, cardmember year
$120
$120
Once a year, cardmember year
$100
$100
Once a year, cardmember year
$100
$100
$100 Resy Credit
enrol first Amex Gold , American Express
Twice a year, cardmember year
$50
$100
Once a year, cardmember year
$100
$100
Once a year, cardmember year
$100
$100
Once a year, cardmember year
$100
$100
Twice a year, cardmember year
$50
$100
Once a year, cardmember year
$100
$100
Once a year, cardmember year
$100
$100
Once a year, cardmember year
$100
$100
Twice a year, calendar year
$50
$100
Once a year, cardmember year
$100
$100
Once a year, cardmember year
$100
$100
Twice a year, cardmember year
$50
$100
Twice a year, cardmember year
$50
$100
Once a year, cardmember year
$100
$100
Once a year, cardmember year
$100
$100
Twice a year, cardmember year
$50
$100
Once a year, cardmember year
$100
$100
Once a year, cardmember year
$100
$100
Once a year, cardmember year
$100
$100
Once a year, cardmember year
$100
$100
Once a year, cardmember year
$100
$100
Once a year, cardmember year
$50
$100
Once a year, cardmember year
$100
$100
Once a year, cardmember year
$100
$100
Once a year, cardmember year
$100
$100
Once a year, calendar year
$100
$100
Once a year, cardmember year
$85
$85
$7 Monthly Dunkin Credit
enrol first Amex Gold , American Express $7
$84
Once a year, cardmember year
$80
$80
Once a year, cardmember year
$50
$50
Once a year, cardmember year
$50
$50
Once a year, cardmember year
$50
$50
Once a year, cardmember year
$50
$50
Once a year, cardmember year
$50
$50
Once a year, cardmember year
$50
$50
Once a year, cardmember year
$50
$50
Once a year, calendar year
$50
$50
Quarterly, cardmember year
$10
$40
Quarterly, cardmember year
$10
$40
Quarterly, cardmember year
$10
$40
Quarterly, cardmember year
$10
$40
Every 4 years, cardmember year
$120
$30
Every 4 years, cardmember year
$120
$30
Every 4 years, cardmember year
$120
$30
Every 4 years, cardmember year
$120
$30
Every 4 years, cardmember year
$120
$30
$120 Global Entry/TSA PreCheck Credit
Amex Platinum , American Express
Every 4 years, cardmember year
$120
$30
Every 4 years, cardmember year
$120
$30
Every 4 years, cardmember year
$120
$30
Every 4 years, cardmember year
$120
$30
Every 4 years, cardmember year
$120
$30
Every 4 years, cardmember year
$120
$30
Every 4 years, cardmember year
$120
$30
Every 4 years, cardmember year
$120
$30
Every 4 years, cardmember year
$120
$30
Every 4 years, cardmember year
$120
$30
Every 4 years, cardmember year
$120
$30
Every 4 years, cardmember year
$120
$30
Every 4 years, cardmember year
$120
$30
Every 4 years, cardmember year
$120
$30
Every 4 years, cardmember year
$120
$30
Every 4 years, cardmember year
$120
$30
Every 4 years, cardmember year
$120
$30
Every 4 years, cardmember year
$120
$30
Once a year, cardmember year
$30
$30
Every 4 years, cardmember year
$120
$30
Every 4 years, cardmember year
$120
$30
Every 4 years, cardmember year
$120
$30
Every 4 years, cardmember year
$120
$30
Every 4 years, cardmember year
$120
$30
Every 4 years, cardmember year
$120
$30
Every 4 years, cardmember year
$120
$30
Every 4 years, cardmember year
$120
$30
Every 4 years, cardmember year
$120
$30
Every 4 years, cardmember year
$120
$30
Once a year, calendar year
$30
$30
Every 4 years, cardmember year
$120
$30
Once a year, cardmember year
$25
$25
Every 4 years, cardmember year
$100
$25
Once a year, cardmember year
$25
$25
Every 4 years, cardmember year
$100
$25
Every 4 years, cardmember year
$100
$25
Every 4 years, cardmember year
$100
$25
Once a year, cardmember year
$25
$25
Once a year, cardmember year
$20
$20
Once a year, cardmember year
$15
$15
Questions people ask Which credit card credits reset on the calendar year rather than the cardmember year? 31 of the 235 recurring credits we track reset on the calendar year, meaning they expire on 31 December regardless of when you opened the card. The rest reset on your account anniversary. The table on this page marks each one, and mixing the two up is the most common way people lose a credit they had already paid for in the annual fee.
How many credit card statement credits require enrolment before you can use them? 69 of 235. An unenrolled credit does not apply retroactively at most issuers, so the purchase simply does not get credited. Enrolment is usually a single click in the issuer's app or website, which is what makes it so easy to lose money to.
What is a monthly credit card credit and why does it matter? A credit capped per month rather than per year — for example up to $25 a month on digital subscriptions. It cannot be saved up, so an unused month is gone. 60 of the credits we track work this way, which is why a headline annual figure overstates what most people capture.
235 credits totalling $42,171 in face value across the dataset, verified
2026-09-20. Credits gated behind large spending requirements are excluded here and shown on the
individual card pages instead. Machine-readable version .