Capital One Venture Rewards
$95/year, earning Capital One Miles, on the Visa network.
Card terms last verified against issuer pages on 2026-09-20.
The Capital One Venture Rewards is a $95/year card from Capital One earning Capital One Miles. It earns 5x on hotel (c1travel), 5x on car rental (c1travel) and 2x on everything else. It carries 2 recurring statement credits worth $80 a year, listed in full below with the cap and reset date for each.
What it earns
Rates are the multipliers Capital One advertises. We do not convert them into a percentage return, because that requires putting a price on Capital One Miles and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Hotel (C1Travel) | 5x | |
| Car Rental (C1Travel) | 5x | Booked through the Capital One travel portal |
| Other | 2x | Everything else |
Statement credits
$80 a year across 2 credits against a $95 annual fee. The columns that matter are the cap and the reset date: a credit paid monthly cannot be saved up, and one that resets on the calendar year expires on 31 December no matter when you opened the card.
Status and included memberships
- Hertz Five Star Status — Complimentary Hertz Five Star status with skip-the-counter privileges and wider car selection
Protections and insurance
Coverage terms below are summaries. Insurance benefits are governed by a separate guide to benefits document from the issuer, and the exclusions in that document are what actually decide a claim.
- Extended Warranty Protection — Extended warranty protection at no charge on eligible items purchased with the card
- Travel Insurance — Travel accident insurance and auto rental collision damage waiver
Questions people ask about the Capital One Venture Rewards
What is the annual fee on the Capital One Venture Rewards?
The Capital One Venture Rewards has a $95 annual fee.
What statement credits does the Capital One Venture Rewards include?
It carries 2 recurring statement credits worth $80 a year in total: Lifestyle Collection Experience Credit ($50, resets on the cardmember year); Global Entry/TSA PreCheck Credit ($30, resets on the cardmember year). Verified 2026-09-20.
What does the Capital One Venture Rewards earn?
5x on hotel (c1travel), 2x on other, and 2x on everything else, in Capital One Miles.
Is the Capital One Venture Rewards worth the annual fee?
Its recurring statement credits total $80 a year against a $95 fee, so the card pays for itself on credits alone if you use 100% of them. Whether that holds depends on whether the specific merchants suit you — the credit table on this page lists each one.
Does the Capital One Venture Rewards charge foreign transaction fees?
No — the Capital One Venture Rewards has no foreign transaction fee.
Other Capital One cards
Capital One QuickSilver
Capital One Savor
Capital One Venture Business
