Category rankings
Best for…
Rankings generated directly from the card data rather than kept by hand, so they change when the underlying rates change. Each page leads with a self-contained answer.
Card terms last verified against issuer pages on 2026-09-20.
Best credit cards for dining and restaurants
“Which credit card earns the most on restaurants?”
Barclays View Mastercard 3x cash back
Amex Gold 4x transferable
Best credit cards for travel
“Which credit card earns the most on travel?”
Discover it 5x cash back
Chase Freedom Flex 5x transferable
Best credit cards for groceries and supermarkets
“Which credit card earns the most at supermarkets?”
Amex Blue Cash Preferred 6x cash back
Amex Gold 4x transferable
Best credit cards for gas and EV charging
“Which credit card earns the most on gas?”
Citi Dividend 5x cash back
Chase Freedom Flex 5x transferable
Best credit cards for streaming services
“Which credit card earns the most on streaming subscriptions?”
Amex Blue Cash Preferred 6x cash back
Chase Sapphire Preferred 3x transferable
Best rewards cards with no annual fee
“What is the best credit card with no annual fee?”
Chase Prime Visa 5x base
Best premium credit cards, ranked by credits you can actually use
“Are premium credit cards worth the annual fee?”
Amex Business Platinum $4,819 in credits
Best credit cards with no foreign transaction fee
“Which credit cards charge no foreign transaction fee?”
Citi Strata Elite 12x base