About
A reference for the part of a credit card that is hardest to look up: when each of its credits resets, and how much of it you can use at a time.
Card terms last verified against issuer pages on 2026-09-20.
Why this exists
The Amex Platinum carries a $200 airline fee credit and a $600 hotel credit. The airline one resets on 1 January. The hotel one resets on the day you opened the account. Same card, two different clocks, and nothing on the statement tells you which is which.
I lost a few of those before I started keeping a spreadsheet of reset dates. The spreadsheet got long enough to be worth publishing.
What is here
162 US rewards cards from 19 issuers. For 72 of them, every recurring statement credit is listed with its cap, how many times a year it comes round, and which date it resets on. 235 credits in total, of which 31 expire on 31 December whatever your account anniversary happens to be.
Records are typed in from issuer terms pages and benefit guides. Each card shows the date it was last checked. The whole dataset is downloadable as JSON under CC BY 4.0, so you can diff it against an issuer's own page rather than taking my word for any of it. How the data is classified and what gets held back.
Corrections
Email ruoxins@gmail.com. Card terms change quietly and often, and I would rather hear about it from you than find out in six months.
What is missing
34 cards sit in the database but not on the site, because what I have on them is too thin to publish. 2 published cards are missing their rewards currency. One figure, the Chase British Airways reward flight credit, is flagged in my own notes as needing a re-check and has not had one yet.
There are no APRs here, no interest rates, and nothing about whether you should apply for a card. This is a rewards reference and I am not a financial adviser.
No money changes hands
There are no affiliate links anywhere on this site, and no ranking is for sale. Nothing on these pages can be bought.
Card, issuer and programme names are trademarks of their owners. This site is not affiliated with any issuer. Dataset last verified 2026-09-20.