Capital One Venture Business
$95/year, earning Capital One Miles, on the Visa network.
Card terms last verified against issuer pages on 2026-09-20.
The Capital One Venture Business is a $95/year card from Capital One earning Capital One Miles. It earns 5x on hotel (c1travel), 5x on car rental (c1travel) and 2x on everything else. It carries 3 recurring statement credits worth $130 a year, listed in full below with the cap and reset date for each.
What it earns
Rates are the multipliers Capital One advertises. We do not convert them into a percentage return, because that requires putting a price on Capital One Miles and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Hotel (C1Travel) | 5x | |
| Car Rental (C1Travel) | 5x | |
| Other | 2x | Everything else |
Statement credits
$130 a year across 3 credits against a $95 annual fee. The columns that matter are the cap and the reset date: a credit paid monthly cannot be saved up, and one that resets on the calendar year expires on 31 December no matter when you opened the card.
Status and included memberships
- Hertz Five Star Status — Complimentary Hertz Five Star status, including access to a wider selection of vehicles, faster pickup, and rental upgrades when available.
Questions people ask about the Capital One Venture Business
What is the annual fee on the Capital One Venture Business?
The Capital One Venture Business has a $95 annual fee.
What statement credits does the Capital One Venture Business include?
It carries 3 recurring statement credits worth $130 a year in total: $50 Capital One Travel Credit ($50, resets on the cardmember year); $50 Advertising & Software Credit ($50, resets on the cardmember year); $120 Global Entry/TSA PreCheck Credit ($30, resets on the cardmember year). Verified 2026-09-20.
What does the Capital One Venture Business earn?
5x on hotel (c1travel), 5x on car rental (c1travel), 2x on other, and 2x on everything else, in Capital One Miles.
Is the Capital One Venture Business worth the annual fee?
Its recurring statement credits total $130 a year against a $95 fee, so the card pays for itself on credits alone if you use 74% of them. Whether that holds depends on whether the specific merchants suit you — the credit table on this page lists each one.
Does the Capital One Venture Business charge foreign transaction fees?
No — the Capital One Venture Business has no foreign transaction fee.
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