Amex Hilton Aspire
$550/year, earning Hilton Honors Points, on the American Express network.
Card terms last verified against issuer pages on 2026-09-20.
The Amex Hilton Aspire is a $550/year card from American Express earning Hilton Honors Points. It earns 14x on hilton, 7x on travel, 7x on dining and 3x on everything else. It carries 4 recurring statement credits worth $909 a year, listed in full below with the cap and reset date for each.
What it earns
Rates are the multipliers American Express advertises. We do not convert them into a percentage return, because that requires putting a price on Hilton Honors Points and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Hilton | 14x | |
| Travel | 7x | |
| Dining | 7x | |
| Other | 3x | Everything else |
Statement credits
$909 a year across 4 credits against a $550 annual fee. The columns that matter are the cap and the reset date: a credit paid monthly cannot be saved up, and one that resets on the calendar year expires on 31 December no matter when you opened the card.
Other perks
Benefits that are not dollar statement credits — certificates, lounge visits, point bonuses. Where a value appears it is an estimate, not an amount the issuer credits you, and it is excluded from the credits total above.
| Perk | How often | Estimated value |
|---|---|---|
| Hilton Honors Annual Free Night RewardEnjoy an Annual Free Night Reward from Hilton Honors in your first year of Card Membership and every year upon Card renewal How It Works To ensure receipt of the Reward e-mail notification, you should confirm the correct email address is listed on your Hilton Honors account profile. To redeem a Free Night Reward, Card Members must call 1-800-446-6677 and mention the code provided by Hilton Honors. You can view the status of any Free Night Rewards issued to you by visiting your Hilton Honors Account Dashboard at HiltonHonors.com | Once a year | ~$300 |
| TSA PreCheck/Global Entry CreditStatement credit for TSA PreCheck or Global Entry application fee | Every 4 years | ~$25 |
Status and included memberships
- National Car Rental Emerald Club Executive — Complimentary National Car Rental Emerald Club Executive status. Skip the counter, choose any car in the Executive Aisle, and earn one free rental day for every five qualifying rentals. Enrollment required.
- Hilton Diamond Status — Automatic Hilton Honors Diamond elite status for as long as you hold the card
Questions people ask about the Amex Hilton Aspire
What is the annual fee on the Amex Hilton Aspire?
The Amex Hilton Aspire has a $550 annual fee.
What statement credits does the Amex Hilton Aspire include?
It carries 4 recurring statement credits worth $909 a year in total: $200 Semi-Annual Hilton Resort Credit ($200 twice a year, resets on the cardmember year); CLEAR Plus Credit ($209, resets on the cardmember year); $200 Airline Fee Credit ($50 quarterly, resets on the cardmember year); $100 Waldorf/Conrad On-Property Credit ($100, resets on the cardmember year). Verified 2026-09-20.
What does the Amex Hilton Aspire earn?
14x on hilton, 7x on travel, 7x on dining, 3x on other, and 3x on everything else, in Hilton Honors Points.
Is the Amex Hilton Aspire worth the annual fee?
Its recurring statement credits total $909 a year against a $550 fee, so the card pays for itself on credits alone if you use 61% of them. Whether that holds depends on whether the specific merchants suit you — the credit table on this page lists each one.
Does the Amex Hilton Aspire charge foreign transaction fees?
No — the Amex Hilton Aspire has no foreign transaction fee.
Other American Express cards
Amex Blue Cash Everyday
Amex Blue Cash Preferred
