Chase United Quest
$350/year, earning United MileagePlus Miles, on the Visa network.
Card terms last verified against issuer pages on 2026-09-20.
The Chase United Quest is a $350/year card from Chase earning United MileagePlus Miles. It earns 5x on hotel(united), 4x on united airlines, 2x on dining and 1x on everything else. It carries 7 recurring statement credits worth $890 a year, listed in full below with the cap and reset date for each.
What it earns
Rates are the multipliers Chase advertises. We do not convert them into a percentage return, because that requires putting a price on United MileagePlus Miles and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Hotel(United) | 5x | |
| United Airlines | 4x | |
| Dining | 2x | |
| Travel | 2x | |
| Streaming Service | 2x | |
| Other | 1x | Everything else |
Statement credits
$890 a year across 7 credits against a $350 annual fee. The columns that matter are the cap and the reset date: a credit paid monthly cannot be saved up, and one that resets on the calendar year expires on 31 December no matter when you opened the card.
Other perks
Benefits that are not dollar statement credits — certificates, lounge visits, point bonuses. Where a value appears it is an estimate, not an amount the issuer credits you, and it is excluded from the credits total above.
| Perk | How often | Estimated value |
|---|---|---|
| Free First and Second Checked BagsThe primary Cardmember and one companion traveling on the same reservation are each eligible to receive their first and second standard checked bags free. To receive first and second standard checked bags free, the primary Cardmember must use their United Quest Card to purchase their ticket(s) and include their MileagePlus number in their reservation. Save up to $360 per roundtrip. | Once a year | ~$360 |
| Annual 10,000-mile Award Flight DiscountStarting with your first anniversary and every anniversary thereafter, you will get a 10,000-mile discount to use toward an eligible award flight. Award flight discounts can be applied to eligible award travel as long as greater than 10,000 miles are redeemed and are a discount on award travel flights mileage price. | Once a year | ~$100 |
| 1,000 Card Bonus PQPGet a jump start on earning Premier status with 1,000 Card Bonus Premier qualifying points (PQP) each year starting in 2026. Your Card Bonus PQP will be awarded within 6 to 8 weeks after February 1 each year. PQP can be applied toward your Premier status qualification, up to and including the Premier 1K level. | Once a year | — |
| 25% Back on United Inflight PurchasesYou will receive 25% back, in the form of a credit card account statement credit, on purchases of food, beverages and Wi-Fi on board United and United Express-operated flights, and on premium drink purchases at United Clubs when you use your United Quest Card to make such purchases. | Once a year | — |
Status and included memberships
- Priority Boarding — The primary Cardmember and companions traveling on the same reservation are eligible for priority boarding on United- and United Express-operated flights. To receive priority boarding, the primary Cardmember must include their MileagePlus number in their reservation. United Quest Cardmembers can board the plane before general boarding.
Questions people ask about the Chase United Quest
What is the annual fee on the Chase United Quest?
The Chase United Quest has a $350 annual fee.
What statement credits does the Chase United Quest include?
It carries 7 recurring statement credits worth $890 a year in total: $200 Annual United Travel Credit ($200, resets on the cardmember year); $15 Monthly Instacart Credit ($15 monthly, resets on the cardmember year); $150 Renowned Hotels and Resorts Statement Credit ($150, resets on the cardmember year); $150 JSX Statement Credit ($150, resets on the cardmember year); $8 Monthly Rideshare Credit ($8 monthly, resets on the cardmember year); $80 Avis or Budget Travel Credit ($80, resets on the cardmember year); Global Entry/TSA PreCheck Credit ($30, resets on the cardmember year). Verified 2026-09-20.
What does the Chase United Quest earn?
5x on hotel(united), 4x on united airlines, 2x on dining, 2x on travel, and 1x on everything else, in United MileagePlus Miles.
Is the Chase United Quest worth the annual fee?
Its recurring statement credits total $890 a year against a $350 fee, so the card pays for itself on credits alone if you use 40% of them. Whether that holds depends on whether the specific merchants suit you — the credit table on this page lists each one.
Does the Chase United Quest charge foreign transaction fees?
No — the Chase United Quest has no foreign transaction fee.
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