Chase Aeroplan Card
$195/year, earning Aeroplan Points, on the Mastercard network.
Card terms last verified against issuer pages on 2026-09-20.
The Chase Aeroplan Card is a $195/year card from Chase earning Aeroplan Points. It earns 3x on dining, 3x on aircanada, 3x on grocery and 1x on everything else. It carries 2 recurring statement credits worth $130 a year, listed in full below with the cap and reset date for each.
What it earns
Rates are the multipliers Chase advertises. We do not convert them into a percentage return, because that requires putting a price on Aeroplan Points and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Dining | 3x | |
| AirCanada | 3x | |
| Grocery | 3x | |
| Travel | 3x | |
| Gas | 2x | |
| Other | 1x | Everything else |
Statement credits
$130 a year across 2 credits against a $195 annual fee. The columns that matter are the cap and the reset date: a credit paid monthly cannot be saved up, and one that resets on the calendar year expires on 31 December no matter when you opened the card.
Other perks
Benefits that are not dollar statement credits — certificates, lounge visits, point bonuses. Where a value appears it is an estimate, not an amount the issuer credits you, and it is excluded from the credits total above.
| Perk | How often | Estimated value |
|---|---|---|
| Monthly Bonus PointsThrough December 31, 2026 only: you, as the primary cardmember, earn 500 bonus points for each $2,000 spent each calendar month on up to $6,000 in purchases (up to 1,500 bonus points per calendar month). This benefit is discontinued after 12/31/2026. | Monthly | ~$180 |
| Complimentary DashPassWhen the membership is activated for the first time with a Chase Aeroplan Card between 02/01/2025 and 12/31/2027, you will receive 12 months of complimentary DashPass on both the DoorDash and Caviar apps ($120/year value). Members who enroll on or after 09/01/2026 also get $10 off one eligible non-restaurant DoorDash order each month through 12/31/2027. | Once a year | ~$120 |
| Free First Checked BagsYou, as the primary cardmember, and up to eight (8) other passengers traveling on the same reservation (up to a maximum of nine (9) travelers), are each entitled to a free first checked bag up to 50lb. Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. | Once a year | — |
| 15% Off Air Canada Flight Redemptions (FLY15OFF)Save 15% on the base fare in points of eligible Air Canada flight rewards booked with Aeroplan points on one-way itineraries that include at least one flight operated by Air Canada, Air Canada Rouge or Air Canada Express. Applied automatically when your Aeroplan account is linked to the card. | Once a year | — |
| 10% Bonus on Ultimate Rewards Point TransfersThrough December 31, 2026 only: if you also hold an eligible Chase Ultimate Rewards card, receive a 10% bonus after transferring 50,000 or more Ultimate Rewards points in a single transaction to Aeroplan, up to 25,000 bonus points per calendar year. This benefit is discontinued after 12/31/2026. | Once a year | — |
| Hotel Fourth Night FreeRedeem Aeroplan points for four consecutive nights at participating hotels through the Aeroplan travel program and the fourth night is free (averaged points value of the stay). | Once a year | — |
| Car Rental Fourth Day FreeStarting January 2027, book a four-day rental in a single reservation with Aeroplan points at more than 11,000 participating car rental locations worldwide and the fourth day is free. | Once a year | — |
Status and included memberships
- Aeroplan 35K Status with $75,000 Spend — Each calendar year you spend at least $75,000 in purchases on your Chase Aeroplan Card, you, as the primary cardmember, will be granted Aeroplan 35K Status for the remainder of that calendar year and for the next calendar year.
- Automatic Aeroplan 25K Status — You, as the primary cardmember, receive Aeroplan 25K Status automatically for as long as your Chase Aeroplan Card account remains open and in good standing, with no spending requirement. Includes Priority Check-In, Priority Boarding (Zone 2), Additional Baggage Allowance, Star Alliance Recognition and eUpgrade Credits. If you have earned a higher status by other means, you retain the higher status.
- Annual Status Qualifying Credits — 5,000 Status Qualifying Credits (SQC) deposited to your Aeroplan account when the card is opened and by the end of February every year thereafter, plus 10,000 SQC after $25,000 and another 10,000 SQC after $50,000 in purchases each calendar year. Combined maximum of 25,000 SQC per calendar year across all Aeroplan credit cards.
Questions people ask about the Chase Aeroplan Card
What is the annual fee on the Chase Aeroplan Card?
The Chase Aeroplan Card has a $195 annual fee.
What statement credits does the Chase Aeroplan Card include?
It carries 2 recurring statement credits worth $130 a year in total: $50 Semi-Annual Air Canada Credit ($50 twice a year, resets on the calendar year); Global Entry or TSA PreCheck or NEXUS Fee Credit ($30, resets on the cardmember year). Verified 2026-09-20.
What does the Chase Aeroplan Card earn?
3x on dining, 3x on aircanada, 3x on grocery, 3x on travel, and 1x on everything else, in Aeroplan Points.
Is the Chase Aeroplan Card worth the annual fee?
Its recurring statement credits total $130 a year against a $195 fee, so the card pays for itself on credits alone if you use 100% of them. Whether that holds depends on whether the specific merchants suit you — the credit table on this page lists each one.
Does the Chase Aeroplan Card charge foreign transaction fees?
No — the Chase Aeroplan Card has no foreign transaction fee.
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