Chase Disney Inspire Visa
$149/year, earning Disney Rewards Dollars, on the Visa network.
Card terms last verified against issuer pages on 2026-09-20.
The Chase Disney Inspire Visa is a $149/year card from Chase earning Disney Rewards Dollars. It earns 10x on disney streaming, 3x on gas, 3x on disney and 1x on everything else. It carries 2 recurring statement credits worth $220 a year, listed in full below with the cap and reset date for each.
Welcome bonus
Welcome offers change frequently and are often targeted. Confirm the current offer on the issuer's own application page before applying.
What it earns
Rates are the multipliers Chase advertises. We do not convert them into a percentage return, because that requires putting a price on Disney Rewards Dollars and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Disney Streaming | 10x | |
| Gas | 3x | |
| Disney | 3x | |
| Grocery | 2x | |
| Dining | 2x | |
| Other | 1x | Everything else |
Statement credits
$220 a year across 2 credits against a $149 annual fee. The columns that matter are the cap and the reset date: a credit paid monthly cannot be saved up, and one that resets on the calendar year expires on 31 December no matter when you opened the card.
Other perks
Benefits that are not dollar statement credits — certificates, lounge visits, point bonuses. Where a value appears it is an estimate, not an amount the issuer credits you, and it is excluded from the credits total above.
| Perk | How often | Estimated value |
|---|---|---|
| Disney Resort & Cruise Anniversary BonusEarn 200 Disney Rewards Dollars after spending $2,000 each anniversary year on U.S. Disney Resort stays and Disney Cruise Line bookings made directly with Disney. Disney Rewards Dollars are worth $1 each and can be redeemed for Disney experiences or via Pay Yourself Back. | Once a year | ~$200 |
| Complimentary DashPassReceive 12 months of complimentary DashPass membership for both DoorDash and Caviar (must activate by 12/31/2027). After activation, get $0 delivery fees and reduced service fees on eligible orders, plus $10 quarterly off non-restaurant orders through 2027. | Once a year | ~$120 |
| Disney Guided Tours Discount15% off the non-discounted price of select guided tours at the Disneyland Resort and Walt Disney World Resort when using your Disney Inspire Visa Card to pay. | Once a year | ~$15 |
| Disney Parks Merchandise Discount10% off select merchandise purchases at select locations at the Disneyland Resort and Walt Disney World Resort when using your Disney Inspire Visa Card. Excludes select merchandise. | Once a year | ~$10 |
| Disney Dining Discount10% off select dining locations most days at the Disneyland Resort and Walt Disney World Resort when using your Disney Inspire Visa Card. Excludes select restaurants and special events. | Once a year | ~$10 |
| Disney Store Discount10% off select purchases at DisneyStore.com when using your Disney Inspire Visa Card. Use promo code DRVCMEMBER online. Excludes select merchandise. | Once a year | ~$10 |
| Disney Cardmember Photo OpportunitiesExclusive private Cardmember photo opportunities with Disney and Star Wars characters at private Cardmember locations at Disneyland Resort and Walt Disney World Resort. Free for Cardmembers and accompanying guests. | Once a year | — |
| Disney Vacation Financing0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, when booked directly with Disney using your Disney Inspire Visa Card. After the promotional period a variable APR applies. | Once a year | — |
| No Foreign Transaction FeesNo foreign transaction fees on purchases made outside the United States. | Once a year | — |
Protections and insurance
Coverage terms below are summaries. Insurance benefits are governed by a separate guide to benefits document from the issuer, and the exclusions in that document are what actually decide a claim.
- Purchase Protection — Covers eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item, with a maximum of $50,000 per account. Coverage is excess of any other applicable insurance.
- Extended Warranty Protection — Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of three years or less. Provides repair, replacement, or reimbursement up to the original purchase price.
- Baggage Delay Insurance — Reimburses up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed by a passenger carrier for more than 6 hours. Coverage applies to the cardmember and immediate family members.
Questions people ask about the Chase Disney Inspire Visa
What is the annual fee on the Chase Disney Inspire Visa?
The Chase Disney Inspire Visa has a $149 annual fee.
What statement credits does the Chase Disney Inspire Visa include?
It carries 2 recurring statement credits worth $220 a year in total: $10 Monthly Disney Streaming Credit ($10 monthly, resets on the cardmember year); Disney Theme Park Ticket Credit ($100, resets on the cardmember year). Verified 2026-09-20.
What does the Chase Disney Inspire Visa earn?
10x on disney streaming, 3x on gas, 3x on disney, 2x on grocery, and 1x on everything else, in Disney Rewards Dollars.
Is the Chase Disney Inspire Visa worth the annual fee?
Its recurring statement credits total $220 a year against a $149 fee, so the card pays for itself on credits alone if you use 68% of them. Whether that holds depends on whether the specific merchants suit you — the credit table on this page lists each one.
Does the Chase Disney Inspire Visa charge foreign transaction fees?
No — the Chase Disney Inspire Visa has no foreign transaction fee.
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