Chase British Airways Visa Signature
$95/year, earning British Airways Avios, on the Visa network.
Card terms last verified against issuer pages on 2026-09-20.
The Chase British Airways Visa Signature is a $95/year card from Chase earning British Airways Avios. It earns 3x on airlines, 2x on hotels and 1x on everything else. It carries 1 recurring statement credit worth $300 a year, listed in full below with the cap and reset date for each.
Welcome bonus
Welcome offers change frequently and are often targeted. Confirm the current offer on the issuer's own application page before applying.
What it earns
Rates are the multipliers Chase advertises. We do not convert them into a percentage return, because that requires putting a price on British Airways Avios and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Airlines | 3x | |
| Hotels | 2x | |
| Other | 1x | Everything else |
Statement credits
$300 a year across 1 credit against a $95 annual fee. The columns that matter are the cap and the reset date: a credit paid monthly cannot be saved up, and one that resets on the calendar year expires on 31 December no matter when you opened the card.
Other perks
Benefits that are not dollar statement credits — certificates, lounge visits, point bonuses. Where a value appears it is an estimate, not an amount the issuer credits you, and it is excluded from the credits total above.
| Perk | How often | Estimated value |
|---|---|---|
| Travel Together TicketEarned each calendar year you spend $30,000 on the card. Add a companion on the same British Airways, Iberia, or Aer Lingus reward flight — companion only pays taxes and fees. Alternatively, use it for a 50% Avios discount on a reward flight. Valid for 2 years from date of issue. | Once a year | ~$500 |
| 10% Off British Airways Flights10% discount on British Airways flights originating in the U.S. when booked through the BA/Chase booking link. | Once a year | ~$100 |
Protections and insurance
Coverage terms below are summaries. Insurance benefits are governed by a separate guide to benefits document from the issuer, and the exclusions in that document are what actually decide a claim.
- Purchase Protection — Covers new purchases for up to 120 days against damage or theft, up to $500 per item.
- Extended Warranty — Adds 1 extra year to eligible U.S. manufacturer warranties of 3 years or less.
- Travel Accident Insurance — Up to $250,000 in travel accident insurance when travel is purchased with the card.
- Lost Luggage Insurance — Up to $3,000 per covered traveler for lost, damaged, or stolen baggage when travel is purchased with the card.
- Baggage Delay Insurance — Up to $100 per day for up to 3 days if checked bag is delayed 6 or more hours. Covers essential purchases.
- Auto Rental Collision Damage Waiver — Secondary coverage for rental car collision or theft damage. Primary coverage when your personal auto insurance does not cover international rentals.
Questions people ask about the Chase British Airways Visa Signature
What is the annual fee on the Chase British Airways Visa Signature?
The Chase British Airways Visa Signature has a $95 annual fee.
What statement credits does the Chase British Airways Visa Signature include?
It carries 1 recurring statement credit worth $300 a year in total: Reward Flight Statement Credit ($300, resets on the calendar year). Verified 2026-09-20.
What does the Chase British Airways Visa Signature earn?
3x on airlines, 2x on hotels, 1x on other, and 1x on everything else, in British Airways Avios.
Is the Chase British Airways Visa Signature worth the annual fee?
Its recurring statement credits total $300 a year against a $95 fee, so the card pays for itself on credits alone if you use 32% of them. Whether that holds depends on whether the specific merchants suit you — the credit table on this page lists each one.
Does the Chase British Airways Visa Signature charge foreign transaction fees?
No — the Chase British Airways Visa Signature has no foreign transaction fee.
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