Chase Disney Inspire
$149/year, earning Disney Rewards Dollars, on the Visa network.
Card terms last verified against issuer pages on 2026-09-20.
The Chase Disney Inspire is a $149/year card from Chase earning Disney Rewards Dollars. It earns 10x on disney streaming, 3x on disney, 3x on gas and 1x on everything else. It carries 3 recurring statement credits worth $420 a year, listed in full below with the cap and reset date for each.
Welcome bonus
Welcome offers change frequently and are often targeted. Confirm the current offer on the issuer's own application page before applying.
What it earns
Rates are the multipliers Chase advertises. We do not convert them into a percentage return, because that requires putting a price on Disney Rewards Dollars and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Disney Streaming | 10x | |
| Disney | 3x | |
| Gas | 3x | |
| Grocery | 2x | |
| Dining | 2x | |
| Other | 1x | Everything else |
Statement credits
$420 a year across 3 credits against a $149 annual fee. The columns that matter are the cap and the reset date: a credit paid monthly cannot be saved up, and one that resets on the calendar year expires on 31 December no matter when you opened the card.
Other perks
Benefits that are not dollar statement credits — certificates, lounge visits, point bonuses. Where a value appears it is an estimate, not an amount the issuer credits you, and it is excluded from the credits total above.
| Perk | How often | Estimated value |
|---|---|---|
| Disney Merchandise & Dining Discount10% off select merchandise, dining, and recreation at Disney parks. 15% off select guided tours at Walt Disney World and Disneyland resorts. | Once a year | — |
| Cardmember Character Photo OpportunitiesCardmember-exclusive character photo opportunities at Walt Disney World Resort and Disneyland Resort. | Once a year | — |
Questions people ask about the Chase Disney Inspire
What is the annual fee on the Chase Disney Inspire?
The Chase Disney Inspire has a $149 annual fee.
What statement credits does the Chase Disney Inspire include?
It carries 3 recurring statement credits worth $420 a year in total: $200 Disney Resort & Cruise Credit ($200, resets on the cardmember year); $120 Disney Streaming Credit ($120, resets on the cardmember year); $100 Theme Park Ticket Credit ($100, resets on the cardmember year). Verified 2026-09-20.
What does the Chase Disney Inspire earn?
10x on disney streaming, 3x on disney, 3x on gas, 2x on grocery, and 1x on everything else, in Disney Rewards Dollars.
Is the Chase Disney Inspire worth the annual fee?
Its recurring statement credits total $420 a year against a $149 fee, so the card pays for itself on credits alone if you use 36% of them. Whether that holds depends on whether the specific merchants suit you — the credit table on this page lists each one.
Does the Chase Disney Inspire charge foreign transaction fees?
No — the Chase Disney Inspire has no foreign transaction fee.
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