Amex Delta Platinum Business
$350/year, earning Delta SkyMiles Miles, on the Amex network.
Card terms last verified against issuer pages on 2026-09-20.
The Amex Delta Platinum Business is a $350/year card from American Express earning Delta SkyMiles Miles. It earns 3x on airlines, 3x on hotels, 1.5x on transit and 1x on everything else. It carries 4 recurring statement credits worth $470 a year, listed in full below with the cap and reset date for each.
What it earns
Rates are the multipliers American Express advertises. We do not convert them into a percentage return, because that requires putting a price on Delta SkyMiles Miles and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Airlines | 3x | |
| Hotels | 3x | |
| Transit | 1.5x | |
| Shipping | 1.5x | |
| Other | 1x | Everything else |
Statement credits
$470 a year across 4 credits against a $350 annual fee. The columns that matter are the cap and the reset date: a credit paid monthly cannot be saved up, and one that resets on the calendar year expires on 31 December no matter when you opened the card.
Other perks
Benefits that are not dollar statement credits — certificates, lounge visits, point bonuses. Where a value appears it is an estimate, not an amount the issuer credits you, and it is excluded from the credits total above.
| Perk | How often | Estimated value |
|---|---|---|
| Annual Companion CertificateReceive a Companion Certificate each year after your card renewal, valid for one round-trip Main Cabin domestic, Caribbean, or Central American flight. Payment of government-imposed taxes and fees between $22 and $250 required. | Once a year | ~$400 |
| Award Travel DiscountTakeOff 15: Save 15% when using miles to book Award Travel on Delta flights. Discount not applicable to partner-operated flights or taxes and fees. | Once a year | ~$200 |
Status and included memberships
- Free Checked Bag — First checked bag free on Delta flights for the cardmember and up to 8 companions on the same reservation, plus second checked bag free for the cardmember on domestic flights.
- Priority Boarding — Zone 5 priority boarding on Delta flights for the cardmember and up to 8 companions on the same reservation.
- MQD Headstart — Receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year, plus earn $1 MQD for every $20 in purchases toward Medallion Status.
Protections and insurance
Coverage terms below are summaries. Insurance benefits are governed by a separate guide to benefits document from the issuer, and the exclusions in that document are what actually decide a claim.
- Cell Phone Protection — Up to $1,600 per year in cell phone protection ($800 per claim, up to 2 claims per year, $50 deductible) when you pay your monthly wireless bill with the card.
Questions people ask about the Amex Delta Platinum Business
What is the annual fee on the Amex Delta Platinum Business?
The Amex Delta Platinum Business has a $350 annual fee.
What statement credits does the Amex Delta Platinum Business include?
It carries 4 recurring statement credits worth $470 a year in total: $200 Delta Stays Credit ($200, resets on the cardmember year); $10 Monthly Rideshare Credit ($10 monthly, resets on the cardmember year); $10 Monthly Resy Credit ($10 monthly, resets on the cardmember year); Global Entry/TSA PreCheck Credit ($30, resets on the cardmember year). Verified 2026-09-20.
What does the Amex Delta Platinum Business earn?
3x on airlines, 3x on hotels, 1.5x on transit, 1.5x on shipping, and 1x on everything else, in Delta SkyMiles Miles.
Is the Amex Delta Platinum Business worth the annual fee?
Its recurring statement credits total $470 a year against a $350 fee, so the card pays for itself on credits alone if you use 75% of them. Whether that holds depends on whether the specific merchants suit you — the credit table on this page lists each one.
Does the Amex Delta Platinum Business charge foreign transaction fees?
No — the Amex Delta Platinum Business has no foreign transaction fee.
Other American Express cards
Amex Blue Cash Everyday
Amex Blue Cash Preferred
