Amex Delta Platinum
$350/year, earning Delta SkyMiles Miles, on the American Express network.
Card terms last verified against issuer pages on 2026-09-20.
The Amex Delta Platinum is a $350/year card from American Express earning Delta SkyMiles Miles. It earns 3x on hotels, 3x on airlines, 2x on dining and 1x on everything else. It carries 4 recurring statement credits worth $420 a year, listed in full below with the cap and reset date for each.
Welcome bonus
Welcome offers change frequently and are often targeted. Confirm the current offer on the issuer's own application page before applying.
What it earns
Rates are the multipliers American Express advertises. We do not convert them into a percentage return, because that requires putting a price on Delta SkyMiles Miles and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Hotels | 3x | |
| Airlines | 3x | |
| Dining | 2x | |
| Grocery | 2x | |
| Other | 1x | Everything else |
Statement credits
$420 a year across 4 credits against a $350 annual fee. The columns that matter are the cap and the reset date: a credit paid monthly cannot be saved up, and one that resets on the calendar year expires on 31 December no matter when you opened the card.
Other perks
Benefits that are not dollar statement credits — certificates, lounge visits, point bonuses. Where a value appears it is an estimate, not an amount the issuer credits you, and it is excluded from the credits total above.
| Perk | How often | Estimated value |
|---|---|---|
| Annual Companion CertificateCompanion certificate for Main Cabin round-trip flight to select destinations each year after renewal | Once a year | ~$400 |
| Award Travel Discount15% off when using miles to book award travel on Delta flights | Once a year | ~$200 |
| Free Checked BagFirst bag free on Delta flights, saving up to $70 per round-trip per person | Once a year | ~$140 |
Status and included memberships
- MQD Headstart — $2,500 Medallion Qualification Dollars each year plus earn $1 MQD for each $20 in purchases
- Priority Boarding — Zone 5 Priority Boarding on Delta flights
Protections and insurance
Coverage terms below are summaries. Insurance benefits are governed by a separate guide to benefits document from the issuer, and the exclusions in that document are what actually decide a claim.
- Cell Phone Protection — Cell phone protection covering up to $800 per claim for damage or theft of your cell phone, with a $50 deductible. Up to 2 claims per 12-month period. You must pay your monthly wireless bill with the card to be eligible.
Questions people ask about the Amex Delta Platinum
What is the annual fee on the Amex Delta Platinum?
The Amex Delta Platinum has a $350 annual fee.
What statement credits does the Amex Delta Platinum include?
It carries 4 recurring statement credits worth $420 a year in total: $150 Delta Stays Credit ($150, resets on the cardmember year); $10 Monthly Rideshare Credit ($10 monthly, resets on the cardmember year); $10 Monthly Resy Credit ($10 monthly, resets on the cardmember year); Global Entry/TSA PreCheck Credit ($30, resets on the cardmember year). Verified 2026-09-20.
What does the Amex Delta Platinum earn?
3x on hotels, 3x on airlines, 2x on dining, 2x on grocery, and 1x on everything else, in Delta SkyMiles Miles.
Is the Amex Delta Platinum worth the annual fee?
Its recurring statement credits total $420 a year against a $350 fee, so the card pays for itself on credits alone if you use 84% of them. Whether that holds depends on whether the specific merchants suit you — the credit table on this page lists each one.
Does the Amex Delta Platinum charge foreign transaction fees?
No — the Amex Delta Platinum has no foreign transaction fee.
Other American Express cards
Amex Blue Cash Everyday
Amex Blue Cash Preferred
