US Bank Altitude Reserve
$400/year, earning Altitude Points, on the Visa network.
Card terms last verified against issuer pages on 2026-09-20.
The US Bank Altitude Reserve is a $400/year card from U.S. Bank earning Altitude Points. It earns 3x on travel, 1x on dining and 3x on everything else. It carries 2 recurring statement credits worth $350 a year, listed in full below with the cap and reset date for each.
What it earns
Rates are the multipliers U.S. Bank advertises. We do not convert them into a percentage return, because that requires putting a price on Altitude Points and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Travel | 3x | |
| Mobile Wallet | 3x | Everything else |
| Other | 1x | Everything else |
| Dining | 1x |
Statement credits
$350 a year across 2 credits against a $400 annual fee. The columns that matter are the cap and the reset date: a credit paid monthly cannot be saved up, and one that resets on the calendar year expires on 31 December no matter when you opened the card.
Status and included memberships
- Priority Pass Select Membership — Can enroll one card member in the program at a time. First four visits and four individual accompanying guest visits are waived each Priority Pass Select membership reward (per membership year). After the free visits have been used you will be charged $27 per person per visit.
Questions people ask about the US Bank Altitude Reserve
What is the annual fee on the US Bank Altitude Reserve?
The US Bank Altitude Reserve has a $400 annual fee.
What statement credits does the US Bank Altitude Reserve include?
It carries 2 recurring statement credits worth $350 a year in total: $325 Annual Travel Credit ($325, resets on the cardmember year); Global Entry or TSA PreCheck Fee Credit ($25, resets on the cardmember year). Verified 2026-09-20.
What does the US Bank Altitude Reserve earn?
3x on travel, 3x on mobile wallet, 1x on other, 1x on dining, and 3x on everything else, in Altitude Points.
Is the US Bank Altitude Reserve worth the annual fee?
Its recurring statement credits total $350 a year against a $400 fee, so the card pays for itself on credits alone if you use 100% of them. Whether that holds depends on whether the specific merchants suit you — the credit table on this page lists each one.
Does the US Bank Altitude Reserve charge foreign transaction fees?
No — the US Bank Altitude Reserve has no foreign transaction fee.
Other U.S. Bank cards
US Bank Altitude Connect
US Bank Altitude Go
