US Bank Business Altitude Connect
$95/year, earning Altitude Points, on the Visa network.
Card terms last verified against issuer pages on 2026-09-20.
The US Bank Business Altitude Connect is a $95/year card from U.S. Bank earning Altitude Points. It earns 5x on hotel (usbanktravel), 5x on car rental (usbanktravel), 4x on travel and 1x on everything else. It carries 1 recurring statement credit worth $25 a year, listed in full below with the cap and reset date for each.
What it earns
Rates are the multipliers U.S. Bank advertises. We do not convert them into a percentage return, because that requires putting a price on Altitude Points and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Hotel (USBankTravel) | 5x | |
| Car Rental (USBankTravel) | 5x | |
| Travel | 4x | |
| Gas | 4x | |
| EV Charging | 4x | |
| Dining | 2x | |
| Internet, Cable & Phone Services | 2x | |
| Other | 1x | Everything else |
Statement credits
$25 a year across 1 credit against a $95 annual fee. The columns that matter are the cap and the reset date: a credit paid monthly cannot be saved up, and one that resets on the calendar year expires on 31 December no matter when you opened the card.
Other perks
Benefits that are not dollar statement credits — certificates, lounge visits, point bonuses. Where a value appears it is an estimate, not an amount the issuer credits you, and it is excluded from the credits total above.
| Perk | How often | Estimated value |
|---|---|---|
| Free Employee CardsAdd employee cards at no additional annual fee, with individual spend controls and consolidated billing through U.S. Bank Spend Management. | Once a year | — |
Status and included memberships
- Priority Pass Digital Membership — Complimentary Priority Pass Digital annual membership with access to more than 1,800 VIP lounges worldwide, plus four complimentary visits per membership year. Enrollment required.
Protections and insurance
Coverage terms below are summaries. Insurance benefits are governed by a separate guide to benefits document from the issuer, and the exclusions in that document are what actually decide a claim.
- Auto Rental Collision Damage Waiver — Damage and theft coverage for rental vehicles when the entire rental is paid with your US Bank Business Altitude Connect card and the rental agency's collision damage waiver is declined.
- Lost Luggage Insurance — Reimbursement for checked or carry-on luggage that is lost or stolen when the fare is purchased with your US Bank Business Altitude Connect card, per program terms.
Questions people ask about the US Bank Business Altitude Connect
What is the annual fee on the US Bank Business Altitude Connect?
The US Bank Business Altitude Connect has a $95 annual fee.
What statement credits does the US Bank Business Altitude Connect include?
It carries 1 recurring statement credit worth $25 a year in total: $25 Taxi/Rideshare Credit ($25, resets on the cardmember year). Verified 2026-09-20.
What does the US Bank Business Altitude Connect earn?
5x on hotel (usbanktravel), 5x on car rental (usbanktravel), 4x on travel, 4x on gas, and 1x on everything else, in Altitude Points.
Is the US Bank Business Altitude Connect worth the annual fee?
Its recurring statement credits total $25 a year against a $95 fee, so the card pays for itself on credits alone if you use 100% of them. Whether that holds depends on whether the specific merchants suit you — the credit table on this page lists each one.
Does the US Bank Business Altitude Connect charge foreign transaction fees?
No — the US Bank Business Altitude Connect has no foreign transaction fee.
Other U.S. Bank cards
US Bank Altitude Connect
