Robinhood Credit

Robinhood Platinum Card

$695/year, earning Robinhood Gold Points, on the Visa network.

Card terms last verified against issuer pages on 2026-09-20.

At a glance

The Robinhood Platinum Card is a $695/year card from Robinhood Credit earning Robinhood Gold Points. It earns 10x on hotels&cars(robinhood), 5x on airline(robinhood), 5x on dining and 1x on everything else. It carries 7 recurring statement credits worth $1,780 a year, listed in full below with the cap and reset date for each.

Annual fee$695

Credits a year$1,780

Base rate1x

Foreign feeNone

What it earns

Rates are the multipliers Robinhood Credit advertises. We do not convert them into a percentage return, because that requires putting a price on Robinhood Gold Points and that price is a judgement, not a fact — see how we source this.

Category	Rate	Notes
Hotels&Cars(Robinhood)	10x
Airline(Robinhood)	5x
Dining	5x
Other	1x	Everything else

Statement credits

$1,780 a year across 7 credits against a $695 annual fee. The columns that matter are the cap and the reset date: a credit paid monthly cannot be saved up, and one that resets on the calendar year expires on 31 December no matter when you opened the card.

Resets on the calendar year, expiring 31 December

Resets on your cardmember year

Credit

Windows in a year

Each

A year

$500 Hotel Booking Credit Up to $500 in hotel credits each year. Receive one $250 credit every six months for luxury hotel bookings through the Robinhood travel portal (2-night minimum). Up to $100 applicable to standard bookings. Credits do not roll over.

Twice a year, resets on the cardmember year

$250

$500

$300 Annual Travel Credit Up to $300 in travel credits each year. Receive one $150 credit every six months, valid on rideshares, hotels, flights, and other travel purchases. No portal requirement. Credits do not roll over.

Twice a year, resets on the cardmember year

$150

$300

$20 Monthly Autonomous Rides Credit Up to $250 in autonomous ride credits each year. Receive one $20 credit each month ($30 in December). Credits do not roll over month-to-month.

Monthly, resets on the cardmember year

$20

$250

$20 Monthly Restaurant Credit Up to $250 in restaurant credits each year. Receive one $20 credit each month ($30 in December), valid at 15,000+ participating restaurants. Credits do not roll over month-to-month.

Monthly, resets on the cardmember year

$20

$250

$20 Monthly DoorDash Credit Up to $250 in DoorDash credits each year. Receive two $10 credits each month (three $10 credits in January). Minimum $50 order required. Credits do not roll over month-to-month.

Monthly, resets on the cardmember year

$20

$250

$200 Health Wearables Credit Up to $200 annual statement credit toward qualifying health wearables purchases.

Once a year, resets on the cardmember year

$200

$120 Global Entry/TSA PreCheck Credit Up to $120 in statement credits every four years for Global Entry or TSA PreCheck application fees charged to the card.

Every 4 years, resets on the cardmember year

$120

$30

Status and included memberships

$365 Function Health Membership — Complimentary Function Health annual membership (valued at $365/year). Includes comprehensive health testing and monitoring. Geographic restrictions: not available in Hawaii or Rhode Island; additional fees in New York and New Jersey.
$199 Amazon One Medical Membership — Sponsored Amazon One Medical annual membership (valued at $199/year). Provides access to virtual and in-person primary care services.
$70 Oura Ring Membership — Complimentary Oura Ring membership with $70 annual statement credit. Requires Oura Ring purchase within 6 months of account opening.
$60 Robinhood Gold Membership — Complimentary Robinhood Gold membership (valued at $60/year). Includes higher APY on uninvested cash, professional research, Nasdaq Level II market data, and bigger instant deposits.
$120 DashPass Membership — Complimentary DashPass membership (valued at $120/year). Provides $0 delivery fees and reduced service fees on eligible DoorDash orders.
$100 Priority Pass Select — Priority Pass Select annual membership providing unlimited access to 1,300+ airport lounges worldwide for the primary cardholder.

Questions people ask about the Robinhood Platinum Card

What is the annual fee on the Robinhood Platinum Card?

The Robinhood Platinum Card has a $695 annual fee.

What statement credits does the Robinhood Platinum Card include?

It carries 7 recurring statement credits worth $1,780 a year in total: $500 Hotel Booking Credit ($250 twice a year, resets on the cardmember year); $300 Annual Travel Credit ($150 twice a year, resets on the cardmember year); $20 Monthly Autonomous Rides Credit ($20 monthly, resets on the cardmember year); $20 Monthly Restaurant Credit ($20 monthly, resets on the cardmember year); $20 Monthly DoorDash Credit ($20 monthly, resets on the cardmember year); $200 Health Wearables Credit ($200, resets on the cardmember year); $120 Global Entry/TSA PreCheck Credit ($30, resets on the cardmember year). Verified 2026-09-20.

What does the Robinhood Platinum Card earn?

10x on hotels&cars(robinhood), 5x on airline(robinhood), 5x on dining, 1x on other, and 1x on everything else, in Robinhood Gold Points.

Is the Robinhood Platinum Card worth the annual fee?

Its recurring statement credits total $1,780 a year against a $695 fee, so the card pays for itself on credits alone if you use 40% of them. Whether that holds depends on whether the specific merchants suit you — the credit table on this page lists each one.

Does the Robinhood Platinum Card charge foreign transaction fees?

No — the Robinhood Platinum Card has no foreign transaction fee.

Other Robinhood Credit cards

Robinhood Gold Card

Robinhood Credit, no annual fee, Robinhood Gold Points

5x everything else

3 listed benefits

All Robinhood Credit cards

Verify before you apply. Card terms change without much notice, and issuers vary offers by applicant. Everything on this page was last checked on 2026-09-20 against our card database. The issuer's own terms page is the authority.