Robinhood Gold Card
No annual fee, earning Robinhood Gold Points, on the Visa network.
Card terms last verified against issuer pages on 2026-09-20.
The Robinhood Gold Card is a no annual fee card from Robinhood Credit earning Robinhood Gold Points. We have no recurring statement credits on file for this card.
Other perks
Benefits that are not dollar statement credits — certificates, lounge visits, point bonuses. Where a value appears it is an estimate, not an amount the issuer credits you, and it is excluded from the credits total above.
| Perk | How often | Estimated value |
|---|---|---|
| 1% IRA MatchRobinhood matches 1% of your IRA contributions up to $200 per year when you have an active Robinhood Gold Card | Once a year | ~$200 |
Status and included memberships
- Robinhood Gold Membership — Complimentary Robinhood Gold membership (normally $5/month) including access to professional research, level II market data, and larger instant deposits
Protections and insurance
Coverage terms below are summaries. Insurance benefits are governed by a separate guide to benefits document from the issuer, and the exclusions in that document are what actually decide a claim.
- Cell Phone Protection — Up to $1,000 coverage for cell phone damage or theft when you pay your monthly cell phone bill with your Robinhood Gold Card
Questions people ask about the Robinhood Gold Card
What is the annual fee on the Robinhood Gold Card?
The Robinhood Gold Card has no annual fee.
What does the Robinhood Gold Card earn?
5x on travel(robinhood), 3x on other, and 5x on everything else, in Robinhood Gold Points.
Does the Robinhood Gold Card charge foreign transaction fees?
No — the Robinhood Gold Card has no foreign transaction fee.
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