Chase Ritz-Carlton
$450/year, earning Marriott Bonvoy Points, on the Visa Infinite network.
Card terms last verified against issuer pages on 2026-09-20.
The Chase Ritz-Carlton is a $450/year card from Chase earning Marriott Bonvoy Points. It earns 6x on marriott, 3x on dining, 3x on travel and 2x on everything else. It carries 3 recurring statement credits worth $430 a year, listed in full below with the cap and reset date for each.
What it earns
Rates are the multipliers Chase advertises. We do not convert them into a percentage return, because that requires putting a price on Marriott Bonvoy Points and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Marriott | 6x | |
| Dining | 3x | |
| Travel | 3x | |
| Other | 2x | Everything else |
Statement credits
$430 a year across 3 credits against a $450 annual fee. The columns that matter are the cap and the reset date: a credit paid monthly cannot be saved up, and one that resets on the calendar year expires on 31 December no matter when you opened the card.
Other perks
Benefits that are not dollar statement credits — certificates, lounge visits, point bonuses. Where a value appears it is an estimate, not an amount the issuer credits you, and it is excluded from the credits total above.
| Perk | How often | Estimated value |
|---|---|---|
| Annual Free Night AwardFree night award valid for a one night hotel stay at a property with a redemption level up to 85,000 points | Once a year | ~$600 |
Status and included memberships
- Marriott Gold Elite Status — Automatic Gold Elite Status each account anniversary year as a cardmember
- Priority Pass Select — Unlimited access to over 1,300 airport lounges worldwide through Priority Pass Select membership
Questions people ask about the Chase Ritz-Carlton
What is the annual fee on the Chase Ritz-Carlton?
The Chase Ritz-Carlton has a $450 annual fee.
What statement credits does the Chase Ritz-Carlton include?
It carries 3 recurring statement credits worth $430 a year in total: Annual Travel Credit ($300, resets on the cardmember year); $100 Hotel Credit ($100, resets on the cardmember year); Global Entry/TSA PreCheck Credit ($30, resets on the cardmember year). Verified 2026-09-20.
What does the Chase Ritz-Carlton earn?
6x on marriott, 3x on dining, 3x on travel, 2x on other, and 2x on everything else, in Marriott Bonvoy Points.
Is the Chase Ritz-Carlton worth the annual fee?
Its recurring statement credits total $430 a year against a $450 fee, so the card pays for itself on credits alone if you use 100% of them. Whether that holds depends on whether the specific merchants suit you — the credit table on this page lists each one.
Does the Chase Ritz-Carlton charge foreign transaction fees?
No — the Chase Ritz-Carlton has no foreign transaction fee.
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