Chase Freedom Unlimited
No annual fee, earning Chase Ultimate Rewards Points, on the Visa network.
Card terms last verified against issuer pages on 2026-09-20.
The Chase Freedom Unlimited is a no annual fee card from Chase earning Chase Ultimate Rewards Points. It earns 5x on travel (chasetravel), 3x on dining and 3x on everything else. It carries 1 recurring statement credit worth $40 a year, listed in full below with the cap and reset date for each.
Welcome bonus
Welcome offers change frequently and are often targeted. Confirm the current offer on the issuer's own application page before applying.
What it earns
Rates are the multipliers Chase advertises. We do not convert them into a percentage return, because that requires putting a price on Chase Ultimate Rewards Points and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Travel (ChaseTravel) | 5x | Booked through the Chase travel portal |
| Drugstore | 3x | Everything else |
| Dining | 3x | |
| Other | 1.5x | Everything else |
Statement credits
$40 a year across 1 credit . The columns that matter are the cap and the reset date: a credit paid monthly cannot be saved up, and one that resets on the calendar year expires on 31 December no matter when you opened the card.
Other perks
Benefits that are not dollar statement credits — certificates, lounge visits, point bonuses. Where a value appears it is an estimate, not an amount the issuer credits you, and it is excluded from the credits total above.
| Perk | How often | Estimated value |
|---|---|---|
| 6 Months Free DashPassGet 6 months of complimentary access to DashPass – a membership for both DoorDash and Caviar – which unlocks $0 delivery fees and lower service fees on eligible orders | Once a year | ~$60 |
Questions people ask about the Chase Freedom Unlimited
What is the annual fee on the Chase Freedom Unlimited?
The Chase Freedom Unlimited has no annual fee.
What statement credits does the Chase Freedom Unlimited include?
It carries 1 recurring statement credit worth $40 a year in total: $40 Annual DoorDash Credits ($10 quarterly, resets on the cardmember year). Verified 2026-09-20.
What does the Chase Freedom Unlimited earn?
3x on drugstore, 3x on dining, 1.5x on other, and 3x on everything else, in Chase Ultimate Rewards Points.
Does the Chase Freedom Unlimited charge foreign transaction fees?
Yes — the Chase Freedom Unlimited charges a foreign transaction fee on purchases made outside the United States.
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