Chase Sapphire Reserve (Legacy)
$795/year, earning Chase Ultimate Rewards Points, on the Visa Infinite network.
Card terms last verified against issuer pages on 2026-09-20.
The Chase Sapphire Reserve (Legacy) is a $795/year card from Chase earning Chase Ultimate Rewards Points. It earns 10x on hotel (chasetravel), 10x on car rental (chasetravel), 5x on airline (chasetravel) and 1x on everything else. It carries 3 recurring statement credits worth $450 a year, listed in full below with the cap and reset date for each.
What it earns
Rates are the multipliers Chase advertises. We do not convert them into a percentage return, because that requires putting a price on Chase Ultimate Rewards Points and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Hotel (ChaseTravel) | 10x | |
| Car Rental (ChaseTravel) | 10x | |
| Airline (ChaseTravel) | 5x | |
| Travel | 3x | |
| Dining | 3x | |
| Other | 1x | Everything else |
Statement credits
$450 a year across 3 credits against a $795 annual fee. The columns that matter are the cap and the reset date: a credit paid monthly cannot be saved up, and one that resets on the calendar year expires on 31 December no matter when you opened the card.
Status and included memberships
- Priority Pass Select — Complimentary access to 1,300+ airport lounges worldwide
- DoorDash DashPass — Complimentary DashPass for DoorDash & Caviar, $0 delivery fees, lower service fees
Protections and insurance
Coverage terms below are summaries. Insurance benefits are governed by a separate guide to benefits document from the issuer, and the exclusions in that document are what actually decide a claim.
- Travel Protections — Comprehensive travel insurance (trip delay, cancellation, lost luggage, etc.)
- Purchase Protections — Purchase protection, return protection, extended warranty, zero liability
Questions people ask about the Chase Sapphire Reserve (Legacy)
What is the annual fee on the Chase Sapphire Reserve (Legacy)?
The Chase Sapphire Reserve (Legacy) has a $795 annual fee.
What statement credits does the Chase Sapphire Reserve (Legacy) include?
It carries 3 recurring statement credits worth $450 a year in total: $300 Annual Travel Credit ($300, resets on the cardmember year); $10 Monthly Lyft Credit ($10 monthly, resets on the cardmember year); Global Entry/TSA PreCheck/NEXUS Fee Credit ($30, resets on the cardmember year). Verified 2026-09-20.
What does the Chase Sapphire Reserve (Legacy) earn?
10x on hotel (chasetravel), 10x on car rental (chasetravel), 5x on airline (chasetravel), 3x on travel, and 1x on everything else, in Chase Ultimate Rewards Points.
Is the Chase Sapphire Reserve (Legacy) worth the annual fee?
Its recurring statement credits total $450 a year against a $795 fee, so the card pays for itself on credits alone if you use 100% of them. Whether that holds depends on whether the specific merchants suit you — the credit table on this page lists each one.
Does the Chase Sapphire Reserve (Legacy) charge foreign transaction fees?
No — the Chase Sapphire Reserve (Legacy) has no foreign transaction fee.
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