American Express

Amex Delta Business Gold

$150/year, earning Delta SkyMiles Miles, on the American Express network.

Card terms last verified against issuer pages on 2026-09-20.

At a glance

The Amex Delta Business Gold is a $150/year card from American Express earning Delta SkyMiles Miles. It earns 2x on delta airlines, 2x on dining, 2x on shipping and 1x on everything else. It carries 2 recurring statement credits worth $270 a year, listed in full below with the cap and reset date for each.

Annual fee$150

Credits a year$270

Base rate1x

Foreign feeNone

Welcome bonus

90,000 Delta SkyMile Points — Spend $5,000 within the first 6 months.
Welcome offers change frequently and are often targeted. Confirm the current offer on the issuer's own application page before applying.

What it earns

Rates are the multipliers American Express advertises. We do not convert them into a percentage return, because that requires putting a price on Delta SkyMiles Miles and that price is a judgement, not a fact — see how we source this.

Category	Rate	Notes
Delta Airlines	2x
Dining	2x
Shipping	2x
Advertising (Social Media & Search)	2x
Other	1x	Everything else

Statement credits

$270 a year across 2 credits against a $150 annual fee. The columns that matter are the cap and the reset date: a credit paid monthly cannot be saved up, and one that resets on the calendar year expires on 31 December no matter when you opened the card.

Resets on the calendar year, expiring 31 December

Resets on your cardmember year

Credit

Windows in a year

Each

A year

$150 Delta Stays Hotel Credit Annual statement credit of up to $150 after booking prepaid hotels or vacation rentals through Delta Stays on delta.com.

Once a year, resets on the cardmember year

$150

$10 Monthly Rideshare Credit enrol first Up to $10 per month in statement credits on eligible U.S. rideshare purchases (Uber, Lyft, Curb, Alto). Enrollment required; begins after first card renewal. Up to $120 per year.

Monthly, resets on the cardmember year

$10

$120

Credits with a spending requirement

These are real but gated behind a large annual spend, so they are excluded from the $270 figure above.

Credit

Windows in a year

Each

A year

$200 Delta Flight Credit needs $10,000 spend Receive a $200 statement credit for Delta purchases after you spend $10,000 in purchases on your Card in a calendar year.

Once a year, resets on the cardmember year

$200

Status and included memberships

First Checked Bag Free — Your first checked bag is free on Delta flights for you and up to 8 companions on the same reservation.
Priority Boarding — Enjoy priority boarding on Delta flights.

Questions people ask about the Amex Delta Business Gold

What is the annual fee on the Amex Delta Business Gold?

The Amex Delta Business Gold has a $150 annual fee.

What statement credits does the Amex Delta Business Gold include?

It carries 2 recurring statement credits worth $270 a year in total: $150 Delta Stays Hotel Credit ($150, resets on the cardmember year); $10 Monthly Rideshare Credit ($10 monthly, resets on the cardmember year). Verified 2026-09-20.

What does the Amex Delta Business Gold earn?

2x on delta airlines, 2x on dining, 2x on shipping, 2x on advertising (social media & search), and 1x on everything else, in Delta SkyMiles Miles.

Is the Amex Delta Business Gold worth the annual fee?

Its recurring statement credits total $270 a year against a $150 fee, so the card pays for itself on credits alone if you use 56% of them. Whether that holds depends on whether the specific merchants suit you — the credit table on this page lists each one.

Does the Amex Delta Business Gold charge foreign transaction fees?

No — the Amex Delta Business Gold has no foreign transaction fee.

Other American Express cards

Amazon Business Prime Card

American Express, no annual fee, Cash

5x WholeFood2x Dining2x Gas 5x everything else

Amex Blue Cash Everyday

American Express, no annual fee, Cash

3x Grocery3x Gas3x Retail Online 1x everything else

$264

a year across 2 credits

Amex Blue Cash Preferred

American Express, $95/year, Cash

6x Grocery6x Streaming Service3x Gas 1x everything else

$120

a year across 1 credits

Amex Business Gold

American Express, $375/year, Membership Rewards Points

3x Airline (AmexTravel)3x Hotel (AmexTravel) 1x everything else

$945

a year across 5 credits

All American Express cards

Verify before you apply. Card terms change without much notice, and issuers vary offers by applicant. Everything on this page was last checked on 2026-09-20 against our card database. The issuer's own terms page is the authority.