Chase Hyatt Business
$199/year, earning World of Hyatt Points, on the Visa network.
Card terms last verified against issuer pages on 2026-09-20.
The Chase Hyatt Business is a $199/year card from Chase earning World of Hyatt Points. It earns 4x on hyatt, 2x on dining, 2x on airlines and 2x on everything else. It carries 1 recurring statement credit worth $100 a year, listed in full below with the cap and reset date for each.
What it earns
Rates are the multipliers Chase advertises. We do not convert them into a percentage return, because that requires putting a price on World of Hyatt Points and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Hyatt | 4x | |
| Dining | 2x | |
| Airlines | 2x | |
| Transit | 2x | |
| Gas | 2x | |
| Advertising (Social Media & Search) | 2x | |
| Shipping | 2x | |
| Gym | 2x | Everything else |
| Other | 1x | Everything else |
Statement credits
$100 a year across 1 credit against a $199 annual fee. The columns that matter are the cap and the reset date: a credit paid monthly cannot be saved up, and one that resets on the calendar year expires on 31 December no matter when you opened the card.
Other perks
Benefits that are not dollar statement credits — certificates, lounge visits, point bonuses. Where a value appears it is an estimate, not an amount the issuer credits you, and it is excluded from the credits total above.
| Perk | How often | Estimated value |
|---|---|---|
| 5 Tier-Qualifying Night Credits per $10kEarn 5 tier-qualifying night credits toward World of Hyatt elite status for every $10,000 spent on the card each calendar year, helping you reach Explorist or Globalist faster. | Once a year | — |
| No Foreign Transaction FeesPay no foreign transaction fees on purchases made outside the United States. | Once a year | — |
Status and included memberships
- World of Hyatt Discoverist Status — Complimentary World of Hyatt Discoverist elite status for as long as you remain a cardmember. Includes premium internet, 2pm late checkout, waived resort fees on award stays, a 10% points bonus on eligible spend, and preferred rooms at check-in.
Questions people ask about the Chase Hyatt Business
What is the annual fee on the Chase Hyatt Business?
The Chase Hyatt Business has a $199 annual fee.
What statement credits does the Chase Hyatt Business include?
It carries 1 recurring statement credit worth $100 a year in total: $100 Hyatt Credit ($50 twice a year, resets on the cardmember year). Verified 2026-09-20.
What does the Chase Hyatt Business earn?
4x on hyatt, 2x on dining, 2x on airlines, 2x on transit, and 2x on everything else, in World of Hyatt Points.
Is the Chase Hyatt Business worth the annual fee?
Its recurring statement credits total $100 a year against a $199 fee, so the card pays for itself on credits alone if you use 100% of them. Whether that holds depends on whether the specific merchants suit you — the credit table on this page lists each one.
Does the Chase Hyatt Business charge foreign transaction fees?
No — the Chase Hyatt Business has no foreign transaction fee.
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