Amex Delta Gold
$150/year, earning Delta SkyMiles Miles, on the American Express network.
Card terms last verified against issuer pages on 2026-09-20.
The Amex Delta Gold is a $150/year card from American Express earning Delta SkyMiles Miles. It earns 2x on delta airlines, 2x on dining, 2x on grocery and 1x on everything else. It carries 2 recurring statement credits worth $220 a year, listed in full below with the cap and reset date for each.
Welcome bonus
Welcome offers change frequently and are often targeted. Confirm the current offer on the issuer's own application page before applying.
What it earns
Rates are the multipliers American Express advertises. We do not convert them into a percentage return, because that requires putting a price on Delta SkyMiles Miles and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Delta Airlines | 2x | |
| Dining | 2x | |
| Grocery | 2x | |
| Other | 1x | Everything else |
Statement credits
$220 a year across 2 credits against a $150 annual fee. The columns that matter are the cap and the reset date: a credit paid monthly cannot be saved up, and one that resets on the calendar year expires on 31 December no matter when you opened the card.
Credits with a spending requirement
These are real but gated behind a large annual spend, so they are excluded from the $220 figure above.
Other perks
Benefits that are not dollar statement credits — certificates, lounge visits, point bonuses. Where a value appears it is an estimate, not an amount the issuer credits you, and it is excluded from the credits total above.
| Perk | How often | Estimated value |
|---|---|---|
| 20% Back on In-Flight PurchasesReceive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases | Once a year | — |
| TakeOff 15: 15% Off Award TravelSave 15% when using miles to book Award Travel on Delta flights | Once a year | — |
Status and included memberships
- First & Second Checked Bag Free — First and second checked bags free on domestic Delta-operated flights for you and up to 8 companions on the same reservation. Second checked bag added in the 2026 Delta SkyMiles refresh.
Questions people ask about the Amex Delta Gold
What is the annual fee on the Amex Delta Gold?
The Amex Delta Gold has a $150 annual fee.
What statement credits does the Amex Delta Gold include?
It carries 2 recurring statement credits worth $220 a year in total: $10 Monthly Rideshare Credit ($10 monthly, resets on the cardmember year); $100 Delta Stays Credit ($100, resets on the cardmember year). Verified 2026-09-20.
What does the Amex Delta Gold earn?
2x on delta airlines, 2x on dining, 2x on grocery, 1x on other, and 1x on everything else, in Delta SkyMiles Miles.
Is the Amex Delta Gold worth the annual fee?
Its recurring statement credits total $220 a year against a $150 fee, so the card pays for itself on credits alone if you use 69% of them. Whether that holds depends on whether the specific merchants suit you — the credit table on this page lists each one.
Does the Amex Delta Gold charge foreign transaction fees?
No — the Amex Delta Gold has no foreign transaction fee.
Other American Express cards
Amex Blue Cash Everyday
Amex Blue Cash Preferred
