US Bank Business Triple Cash Rewards Visa
No annual fee, earning Cash, on the Visa network.
Card terms last verified against issuer pages on 2026-09-20.
The US Bank Business Triple Cash Rewards Visa is a no annual fee card from U.S. Bank earning Cash. It earns 5x on hotel (usbanktravel), 5x on car rental (usbanktravel), 3x on gas and 1x on everything else. It carries 1 recurring statement credit worth $100 a year, listed in full below with the cap and reset date for each.
Welcome bonus
Welcome offers change frequently and are often targeted. Confirm the current offer on the issuer's own application page before applying.
What it earns
Rates are the multipliers U.S. Bank advertises. We do not convert them into a percentage return, because that requires putting a price on Cash and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Hotel (USBankTravel) | 5x | |
| Car Rental (USBankTravel) | 5x | |
| Gas | 3x | |
| Office Supply | 3x | |
| Internet, Cable & Phone Services | 3x | |
| Dining | 3x | |
| Other | 1x | Everything else |
Statement credits
$100 a year across 1 credit . The columns that matter are the cap and the reset date: a credit paid monthly cannot be saved up, and one that resets on the calendar year expires on 31 December no matter when you opened the card.
Protections and insurance
Coverage terms below are summaries. Insurance benefits are governed by a separate guide to benefits document from the issuer, and the exclusions in that document are what actually decide a claim.
- Cell Phone Protection — World Elite Visa cell phone protection: covers damage or theft of your cell phone when you pay your monthly cell phone bill with this card. Up to $600 per claim, $25 deductible, up to 2 claims per 12-month period. Covers the primary cardholder and employees listed on the cell phone bill.
- Purchase Protection — Covers eligible purchases against damage or theft for a limited period from the date of purchase. Coverage details subject to Visa World Elite terms and conditions.
Questions people ask about the US Bank Business Triple Cash Rewards Visa
What is the annual fee on the US Bank Business Triple Cash Rewards Visa?
The US Bank Business Triple Cash Rewards Visa has no annual fee.
What statement credits does the US Bank Business Triple Cash Rewards Visa include?
It carries 1 recurring statement credit worth $100 a year in total: $100 Annual Software Subscription Credit ($100, resets on the cardmember year). Verified 2026-09-20.
What does the US Bank Business Triple Cash Rewards Visa earn?
5x on hotel (usbanktravel), 5x on car rental (usbanktravel), 3x on gas, 3x on office supply, and 1x on everything else, in Cash.
Does the US Bank Business Triple Cash Rewards Visa charge foreign transaction fees?
Yes — the US Bank Business Triple Cash Rewards Visa charges a foreign transaction fee on purchases made outside the United States.
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