Chase IHG Premier
$99/year, earning IHG One Rewards Points, on the Mastercard network.
Card terms last verified against issuer pages on 2026-09-20.
The Chase IHG Premier is a $99/year card from Chase earning IHG One Rewards Points. It earns 10x on ihg, 5x on travel, 5x on dining and 3x on everything else. It carries 1 recurring statement credit worth $30 a year, listed in full below with the cap and reset date for each.
What it earns
Rates are the multipliers Chase advertises. We do not convert them into a percentage return, because that requires putting a price on IHG One Rewards Points and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| IHG | 10x | |
| Travel | 5x | |
| Dining | 5x | |
| Gas | 5x | |
| Other | 3x | Everything else |
Statement credits
$30 a year across 1 credit against a $99 annual fee. The columns that matter are the cap and the reset date: a credit paid monthly cannot be saved up, and one that resets on the calendar year expires on 31 December no matter when you opened the card.
Other perks
Benefits that are not dollar statement credits — certificates, lounge visits, point bonuses. Where a value appears it is an estimate, not an amount the issuer credits you, and it is excluded from the credits total above.
| Perk | How often | Estimated value |
|---|---|---|
| United TravelBank CashUp to $50 United TravelBank Cash each year after registering card with MileagePlus account | Once a year | ~$50 |
Status and included memberships
- Platinum Elite Status — Automatic IHG One Rewards Platinum Elite status as long as you remain a cardmember
- Diamond Elite Status — Earn Diamond Elite status through December 31st of following year after spending $40,000 each calendar year
- 4th Reward Night Free — Get the 4th night free when you redeem points for 4+ consecutive nights at the same IHG property
- Anniversary Free Night — Free night at IHG hotels up to 40,000 points value each cardmember anniversary, with ability to add points for higher category hotels
Questions people ask about the Chase IHG Premier
What is the annual fee on the Chase IHG Premier?
The Chase IHG Premier has a $99 annual fee.
What statement credits does the Chase IHG Premier include?
It carries 1 recurring statement credit worth $30 a year in total: Global Entry Credit ($30, resets on the cardmember year). Verified 2026-09-20.
What does the Chase IHG Premier earn?
10x on ihg, 5x on travel, 5x on dining, 5x on gas, and 3x on everything else, in IHG One Rewards Points.
Is the Chase IHG Premier worth the annual fee?
Its recurring statement credits total $30 a year against a $99 fee, so the card pays for itself on credits alone if you use 100% of them. Whether that holds depends on whether the specific merchants suit you — the credit table on this page lists each one.
Does the Chase IHG Premier charge foreign transaction fees?
No — the Chase IHG Premier has no foreign transaction fee.
Other Chase cards
Chase British Airways Visa Signature
