Chase Sapphire Reserve Business
$795/year, on the Visa network.
Card terms last verified against issuer pages on 2026-09-20.
The Chase Sapphire Reserve Business is a $795/year card from Chase. It earns 8x on travel (chasetravel), 5x on lyft, 4x on airlines and 1x on everything else. It carries 10 recurring statement credits worth $2,950 a year, listed in full below with the cap and reset date for each.
What it earns
Rates are the multipliers Chase advertises. We do not convert them into a percentage return, because that requires putting a price on the rewards currency and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Travel (ChaseTravel) | 8x | |
| Lyft | 5x | |
| Airlines | 4x | |
| Hotels | 4x | |
| Advertising (Social Media & Search) | 3x | |
| Other | 1x | Everything else |
Statement credits
$2,950 a year across 10 credits against a $795 annual fee. The columns that matter are the cap and the reset date: a credit paid monthly cannot be saved up, and one that resets on the calendar year expires on 31 December no matter when you opened the card.
Status and included memberships
- $120 DashPass Membership — Complimentary DashPass membership, a $120 value for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible DoorDash orders. Activate by 12/31/27.
- Chase Sapphire Lounge Access — Complimentary access to Chase Sapphire Lounge by The Club network. Two guests may accompany the Primary Cardmember free of charge.
- Priority Pass Select — Complimentary Priority Pass Select membership with access to 1,500+ airport lounges worldwide. Two guests may accompany free of charge.
- IHG Platinum Elite Status — Complimentary IHG One Rewards Platinum Elite status through 12/31/27.
- IHG Diamond Elite Status — IHG One Rewards Diamond Elite status. Requires $120,000 annual spend.
- Southwest A-List Status — Southwest Airlines Rapid Rewards A-List status. Requires $120,000 annual spend.
Questions people ask about the Chase Sapphire Reserve Business
What is the annual fee on the Chase Sapphire Reserve Business?
The Chase Sapphire Reserve Business has a $795 annual fee.
What statement credits does the Chase Sapphire Reserve Business include?
It carries 10 recurring statement credits worth $2,950 a year in total: $500 Annual The Edit Credit (2+ nights) ($500, resets on the calendar year); $500 The Shops at Chase Credit ($500, resets on the cardmember year); $500 Southwest Chase Travel Credit ($500, resets on the cardmember year); $200 Semi-Annual ZipRecruiter Credit ($200 twice a year, resets on the cardmember year); $300 Annual Travel Credit ($300, resets on the cardmember year); $25 Monthly DoorDash Credit ($25 monthly, resets on the cardmember year); $200 Google Workspace Credit ($200, resets on the cardmember year); $10 Monthly Lyft Credit ($10 monthly, resets on the cardmember year); $50 Semi-Annual Gift Card Credit ($50 twice a year, resets on the cardmember year); Global Entry/TSA PreCheck Credit ($30, resets on the cardmember year). Verified 2026-09-20.
What does the Chase Sapphire Reserve Business earn?
8x on travel (chasetravel), 5x on lyft, 4x on airlines, 4x on hotels, and 1x on everything else.
Is the Chase Sapphire Reserve Business worth the annual fee?
Its recurring statement credits total $2,950 a year against a $795 fee, so the card pays for itself on credits alone if you use 27% of them. Whether that holds depends on whether the specific merchants suit you — the credit table on this page lists each one.
Does the Chase Sapphire Reserve Business charge foreign transaction fees?
No — the Chase Sapphire Reserve Business has no foreign transaction fee.
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