Citi credit cards

Rewards currencies across this issuer's cards: Citi ThankYou Points, AA AAdvantage Miles, American Airlines AAdvantage Miles, Cash, Macy's Star Rewards, Best Buy Rewards. Points earned on different cards in the same currency can usually be pooled, which is what makes a two-card setup from one issuer worth considering.

Citi Strata Elite

Citi, $595/year, Citi ThankYou Points

3x Dining 12x everything else

$1,170

a year across 5 credits

Citi Prestige

Citi, $495/year, Citi ThankYou Points

5x Dining5x Airlines3x Hotels 1x everything else

$250

a year across 1 credits

Citi AAdvantage Globe

Citi, $350/year, AA AAdvantage Miles

6x Hotel (AA.com)2x Transit 3x everything else

$470

a year across 4 credits

Citi / AAdvantage Business World Elite Mastercard

Citi, $99/year, AA AAdvantage Miles

2x Gas2x Car Rental2x Internet, Cable & Phone Services 2x everything else

4 listed benefits

Citi AA Platinum Select

Citi, $99/year, American Airlines AAdvantage Miles

2x Dining2x Gas 2x everything else

5 listed benefits

Citi Strata Premier

Citi, $95/year, Citi ThankYou Points

3x Airlines3x Hotels3x Dining 1x everything else

5 listed benefits

AA AAdvantage MileUp

Citi, no annual fee, American Airlines AAdvantage Miles

2x Grocery 2x everything else

3 listed benefits

Citi Costco Anywhere

Citi, no annual fee, Cash

5x Gas(Costco)4x Gas4x EV Charging 1x everything else

8 listed benefits

Citi Dividend

Citi, no annual fee, Cash

5x Gas5x Home Improvement 1x everything else

Citi Strata

Citi, no annual fee, Citi ThankYou Points

5x Travel(CitiTravel)3x Grocery3x Gas 1x everything else

2 listed benefits

Citi ThankYou Preferred

Citi, no annual fee, Citi ThankYou Points

2x Dining2x Entertainment 1x everything else

3 listed benefits

Macy's American Express Card

Citi, no annual fee, Macy's Star Rewards

5x Macy's3x Dining2x Gas 1x everything else

My Best Buy Visa

Citi, no annual fee, Best Buy Rewards

5x Bestbuy3x Gas2x Dining 1x everything else

Verified 2026-09-20. Issuer site: www.citi.com.

Other issuers

American Express · Bank of America · Barclays · Capital One · Chase · Discover · First Electronic Bank · First National Bank of Omaha · Goldman Sachs · HSBC · Navy Federal Credit Union · PNC Bank · Robinhood Credit · Synchrony Bank · TD Bank USA · The Bank of Missouri · U.S. Bank · Wells Fargo