Macy's American Express Card
No annual fee, earning Macy's Star Rewards, on the American Express network.
Card terms last verified against issuer pages on 2026-09-20.
The Macy's American Express Card is a no annual fee card from Citi earning Macy's Star Rewards. It earns 5x on macy's, 3x on dining, 2x on gas and 1x on everything else. We have no recurring statement credits on file for this card.
What it earns
Rates are the multipliers Citi advertises. We do not convert them into a percentage return, because that requires putting a price on Macy's Star Rewards and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Macy's | 5x | |
| Dining | 3x | |
| Gas | 2x | |
| Grocery | 2x | |
| Other | 1x | Everything else |
Questions people ask about the Macy's American Express Card
What is the annual fee on the Macy's American Express Card?
The Macy's American Express Card has no annual fee.
What does the Macy's American Express Card earn?
5x on macy's, 3x on dining, 2x on gas, 2x on grocery, and 1x on everything else, in Macy's Star Rewards.
Does the Macy's American Express Card charge foreign transaction fees?
Yes — the Macy's American Express Card charges a foreign transaction fee on purchases made outside the United States.
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