Citi / AAdvantage Business World Elite Mastercard
$99/year, earning AA AAdvantage Miles, on the Mastercard network.
Card terms last verified against issuer pages on 2026-09-20.
The Citi / AAdvantage Business World Elite Mastercard is a $99/year card from Citi earning AA AAdvantage Miles. It earns 2x on gas, 2x on car rental, 2x on internet, cable & phone services and 2x on everything else. We have no recurring statement credits on file for this card.
Welcome bonus
Welcome offers change frequently and are often targeted. Confirm the current offer on the issuer's own application page before applying.
What it earns
Rates are the multipliers Citi advertises. We do not convert them into a percentage return, because that requires putting a price on AA AAdvantage Miles and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Airline(AA) | 2x | Everything else |
| Gas | 2x | |
| Car Rental | 2x | |
| Internet, Cable & Phone Services | 2x | |
| Other | 1x | Everything else |
Other perks
Benefits that are not dollar statement credits — certificates, lounge visits, point bonuses. Where a value appears it is an estimate, not an amount the issuer credits you, and it is excluded from the credits total above.
| Perk | How often | Estimated value |
|---|---|---|
| Companion CertificateEarn an American Airlines Companion Certificate for qualifying domestic travel after you spend $30,000 or more in purchases each cardmembership year and renew the card. Redeeming the certificate costs $99 for the ticketing fee plus applicable taxes and fees. | Once a year | ~$300 |
| First Checked Bag FreeFirst checked bag is free on domestic American Airlines itineraries for you and up to 4 travel companions traveling with you on the same reservation. | Once a year | ~$80 |
| 25% Inflight Savings25% savings (as a statement credit) on inflight Wi-Fi, food and beverage purchases on American Airlines flights when you use the card. | Once a year | ~$25 |
| Preferred BoardingPreferred boarding (Group 5) on American Airlines flights for you and up to 4 companions on the same reservation. | Once a year | — |
Questions people ask about the Citi / AAdvantage Business World Elite Mastercard
What is the annual fee on the Citi / AAdvantage Business World Elite Mastercard?
The Citi / AAdvantage Business World Elite Mastercard has a $99 annual fee.
What does the Citi / AAdvantage Business World Elite Mastercard earn?
2x on airline(aa), 2x on gas, 2x on car rental, 2x on internet, cable & phone services, and 2x on everything else, in AA AAdvantage Miles.
Does the Citi / AAdvantage Business World Elite Mastercard charge foreign transaction fees?
No — the Citi / AAdvantage Business World Elite Mastercard has no foreign transaction fee.
