Citi Costco Anywhere
No annual fee, earning Cash, on the Visa network.
Card terms last verified against issuer pages on 2026-09-20.
The Citi Costco Anywhere is a no annual fee card from Citi earning Cash. It earns 5x on gas(costco), 4x on gas, 4x on ev charging and 1x on everything else. We have no recurring statement credits on file for this card.
What it earns
Rates are the multipliers Citi advertises. We do not convert them into a percentage return, because that requires putting a price on Cash and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Gas(Costco) | 5x | |
| Gas | 4x | |
| EV Charging | 4x | |
| Travel | 3x | |
| Dining | 3x | |
| Costco | 2x | |
| Other | 1x | Everything else |
Other perks
Benefits that are not dollar statement credits — certificates, lounge visits, point bonuses. Where a value appears it is an estimate, not an amount the issuer credits you, and it is excluded from the credits total above.
| Perk | How often | Estimated value |
|---|---|---|
| Travel and Emergency Assistance24/7 travel and emergency assistance services including medical and legal referrals, emergency transportation arrangements, and emergency cash advances when traveling. Certain terms, limitations, and exclusions apply and services are administered by a third-party provider. | Once a year | — |
| Annual Credit Card Reward CertificateReceive an annual credit card reward certificate redeemable for cash or merchandise at U.S. Costco warehouses including Puerto Rico. Distributed annually once February billing statement closes and valid through December 31 of the year issued. | Once a year | — |
| Roadside Assistance Dispatch Service24/7 roadside assistance dispatch service for vehicle breakdowns including towing, jump-starting, lockout assistance, and emergency fuel delivery. Certain terms, limitations, and exclusions apply and services are administered by a third-party provider. | Once a year | — |
| Citi Concierge Service24/7 concierge service to assist with travel arrangements, dining reservations, entertainment tickets, shopping, and everyday needs. Contact concierge experts at concierge@yourconciergecenter.com or 1-800-508-8930. | Once a year | — |
Status and included memberships
- Citi Entertainment Access — Special access to purchase tickets to thousands of events including presale tickets and exclusive experiences for concerts, sporting events and dining experiences through Citi Entertainment program.
Protections and insurance
Coverage terms below are summaries. Insurance benefits are governed by a separate guide to benefits document from the issuer, and the exclusions in that document are what actually decide a claim.
- Worldwide Car Rental Insurance — Worldwide car rental insurance coverage for eligible rentals when you use your card to pay for the rental and decline the rental companys collision damage waiver. Certain terms, limitations, and exclusions apply and coverage is underwritten by Virginia Surety Company, Inc.
- Travel Accident Insurance — Travel accident insurance coverage for eligible trips when common carrier tickets are purchased with your card. Provides coverage for accidental death or dismemberment during travel. Certain terms, limitations, and exclusions apply and coverage is underwritten by Virginia Surety Company, Inc.
- Damage and Theft Purchase Protection — Purchase protection coverage for eligible items purchased with your card against damage or theft within a specified time period after purchase. Certain terms, limitations, exclusions and coverage limits apply and coverage is underwritten by Virginia Surety Company, Inc.
Questions people ask about the Citi Costco Anywhere
What is the annual fee on the Citi Costco Anywhere?
The Citi Costco Anywhere has no annual fee.
What does the Citi Costco Anywhere earn?
5x on gas(costco), 4x on gas, 4x on ev charging, 3x on travel, and 1x on everything else, in Cash.
Does the Citi Costco Anywhere charge foreign transaction fees?
No — the Citi Costco Anywhere has no foreign transaction fee.
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