Chase Southwest Premier Business
$149/year, earning Southwest Rapid Rewards Points, on the Visa network.
Card terms last verified against issuer pages on 2026-09-20.
The Chase Southwest Premier Business is a $149/year card from Chase earning Southwest Rapid Rewards Points. It earns 3x on southwest airlines, 2x on gas, 2x on dining and 1x on everything else. We have no recurring statement credits on file for this card.
What it earns
Rates are the multipliers Chase advertises. We do not convert them into a percentage return, because that requires putting a price on Southwest Rapid Rewards Points and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Southwest Airlines | 3x | |
| Gas | 2x | |
| Dining | 2x | |
| Other | 1x | Everything else |
Other perks
Benefits that are not dollar statement credits — certificates, lounge visits, point bonuses. Where a value appears it is an estimate, not an amount the issuer credits you, and it is excluded from the credits total above.
| Perk | How often | Estimated value |
|---|---|---|
| 10,000 Companion Pass Qualifying Points BoostAs a Southwest Rapid Rewards Cardmember, you will earn one boost of 10,000 Companion Pass qualifying points each calendar year. The boost will be deposited into your eligible Rapid Rewards account by January 31st each calendar year or up to 30 days after account opening. | Once a year | ~$130 |
| 6,000 Anniversary Points6,000 bonus points each account anniversary year. Account anniversary year means the year beginning with your account open date through the anniversary of your account open date, and each 12 months after that. | Once a year | ~$78 |
| Tier Qualifying PointsEarn 2,000 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually. TQPs can be used to count toward qualification for Rapid Rewards A-List or A-List Preferred status. | Once a year | — |
| Inflight Purchase Discount25% back on Southwest Airlines inflight purchases made with your card for drinks and WiFi in the form of a credit card account statement credit. | Once a year | — |
| 15% Anniversary Promo CodeReceive a 15% promo code each year on your cardmember anniversary, valid for one Southwest Airlines booking. Excludes basic fare. | Once a year | — |
Status and included memberships
- Free First Checked Bag — The primary Rapid Rewards Credit Cardmember and up to eight passengers traveling on the same reservation are each eligible to receive their first standard checked bag free. The primary Cardmember must include their Rapid Rewards number in their reservation.
- Preferred Seat Selection & Priority Boarding — Complimentary preferred seat selection within 48 hours of departure for the primary cardmember. Group 5 boarding for cardmember and up to 8 passengers on the same reservation on flights with assigned seating.
Protections and insurance
Coverage terms below are summaries. Insurance benefits are governed by a separate guide to benefits document from the issuer, and the exclusions in that document are what actually decide a claim.
- Purchase Protection — Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
- Extended Warranty Protection — Extends the time period of the manufacturer U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
- Lost Luggage Reimbursement — Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
- Baggage Delay Insurance — Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
Questions people ask about the Chase Southwest Premier Business
What is the annual fee on the Chase Southwest Premier Business?
The Chase Southwest Premier Business has a $149 annual fee.
What does the Chase Southwest Premier Business earn?
3x on southwest airlines, 2x on gas, 2x on dining, 1x on other, and 1x on everything else, in Southwest Rapid Rewards Points.
Does the Chase Southwest Premier Business charge foreign transaction fees?
No — the Chase Southwest Premier Business has no foreign transaction fee.
Other Chase cards
Chase British Airways Visa Signature
