Chase Southwest Plus
$99/year, earning Southwest Rapid Rewards Points, on the Visa network.
Card terms last verified against issuer pages on 2026-09-20.
The Chase Southwest Plus is a $99/year card from Chase earning Southwest Rapid Rewards Points. It earns 2x on southwest airlines, 2x on gas, 2x on grocery and 1x on everything else. We have no recurring statement credits on file for this card.
What it earns
Rates are the multipliers Chase advertises. We do not convert them into a percentage return, because that requires putting a price on Southwest Rapid Rewards Points and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Southwest Airlines | 2x | |
| Gas | 2x | |
| Grocery | 2x | |
| Other | 1x | Everything else |
Other perks
Benefits that are not dollar statement credits — certificates, lounge visits, point bonuses. Where a value appears it is an estimate, not an amount the issuer credits you, and it is excluded from the credits total above.
| Perk | How often | Estimated value |
|---|---|---|
| Complimentary DashPassWhen the membership is activated for the first time with Southwest Rapid Rewards Plus Credit Card between 02/01/2025 and 12/31/2027, you will receive 12 months of complimentary DashPass for use on both the DoorDash and Caviar applications during the same membership period based on the first activation date. | Once a year | ~$144 |
| Companion Pass Qualifying Points BoostAs a Southwest Rapid Rewards Cardmember, you will earn one boost of 10,000 Companion Pass qualifying points each calendar year. The boost will be deposited into your eligible Rapid Rewards account by January 31st each calendar year or up to 30 days after account opening. | Once a year | ~$130 |
| DoorDash Quarterly DiscountOnce you have activated your Southwest Rapid Rewards Plus Credit Card DashPass membership, you will receive a $10 off discount each calendar quarter at checkout on one qualifying non-restaurant order on DoorDash as long as you remain enrolled in a DashPass membership. | Quarterly | ~$40 |
| Anniversary Points3,000 bonus points each account anniversary year. Account anniversary year means the year beginning with your account open date through the anniversary of your account open date, and each 12 months after that. | Once a year | ~$39 |
| 10% Anniversary Promo CodeReceive a 10% promo code each year on your cardmember anniversary, valid for one Southwest Airlines booking. Excludes basic fare. | Once a year | — |
| Inflight Purchase DiscountYou will receive 25% back on Southwest Airlines inflight purchases made with your Southwest Rapid Rewards Plus Credit Card for drinks and WiFi in the form of a credit card account statement credit. Statement credits will post to your credit card account the same day as your purchases and will appear on your monthly credit card billing statement within 1-2 billing cycles. | Once a year | — |
Status and included memberships
- Free First Checked Bag — The primary Rapid Rewards Credit Cardmember and up to eight passengers traveling on the same reservation are each eligible to receive their first standard checked bag free. Cardmembers should allow up to 14 days for card status to be updated in their Rapid Rewards account to be eligible for this benefit.
- Standard Seat Selection & Priority Boarding — Complimentary Standard seat selection within 48 hours prior to departure, when available. Group 5 boarding for the cardmember and up to 8 passengers on the same reservation on flights with assigned seating.
Protections and insurance
Coverage terms below are summaries. Insurance benefits are governed by a separate guide to benefits document from the issuer, and the exclusions in that document are what actually decide a claim.
- Extended Warranty Protection — Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase. Restrictions, limitations and exclusions apply.
- Lost Luggage Reimbursement — Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip. Restrictions, limitations and exclusions apply.
- Baggage Delay Insurance — Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours. Restrictions, limitations and exclusions apply.
- Purchase Protection — Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims.
Questions people ask about the Chase Southwest Plus
What is the annual fee on the Chase Southwest Plus?
The Chase Southwest Plus has a $99 annual fee.
What does the Chase Southwest Plus earn?
2x on southwest airlines, 2x on gas, 2x on grocery, 1x on other, and 1x on everything else, in Southwest Rapid Rewards Points.
Does the Chase Southwest Plus charge foreign transaction fees?
No — the Chase Southwest Plus has no foreign transaction fee.
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