Chase Prime Visa
No annual fee, earning Cash, on the Visa network.
Card terms last verified against issuer pages on 2026-09-20.
The Chase Prime Visa is a no annual fee card from Chase earning Cash. It earns 5x on travel (chasetravel), 5x on wholefood, 2x on dining and 5x on everything else. We have no recurring statement credits on file for this card.
Welcome bonus
Welcome offers change frequently and are often targeted. Confirm the current offer on the issuer's own application page before applying.
What it earns
Rates are the multipliers Chase advertises. We do not convert them into a percentage return, because that requires putting a price on Cash and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Amazon | 5x | Everything else |
| Travel (ChaseTravel) | 5x | |
| WholeFood | 5x | |
| Dining | 2x | |
| Gas | 2x | |
| Transit | 2x | |
| Other | 1x | Everything else |
Status and included memberships
- Roadside Assistance — Emergency roadside dispatch services available 24/7, including towing, flat tire change, jump start, lockout service, and fuel delivery.
Protections and insurance
Coverage terms below are summaries. Insurance benefits are governed by a separate guide to benefits document from the issuer, and the exclusions in that document are what actually decide a claim.
- Purchase Protection — Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
- Extended Warranty Protection — Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
- Auto Rental Coverage — Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles.
- Baggage Delay Insurance — Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
- Lost Luggage Reimbursement — Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
- Travel Accident Insurance — When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive up to $500,000 in accidental death or dismemberment coverage.
- Zero Liability Protection — You won't be held responsible for unauthorized charges made with your card or account information.
Questions people ask about the Chase Prime Visa
What is the annual fee on the Chase Prime Visa?
The Chase Prime Visa has no annual fee.
What does the Chase Prime Visa earn?
5x on amazon, 5x on travel (chasetravel), 5x on wholefood, 2x on dining, and 5x on everything else, in Cash.
Does the Chase Prime Visa charge foreign transaction fees?
No — the Chase Prime Visa has no foreign transaction fee.
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