Chase Marriott Bonvoy Business
$125/year, earning Marriott Bonvoy Points, on the Visa network.
Card terms last verified against issuer pages on 2026-09-20.
The Chase Marriott Bonvoy Business is a $125/year card from Chase earning Marriott Bonvoy Points. It earns 6x on marriott, 4x on gas, 4x on dining and 2x on everything else. We have no recurring statement credits on file for this card.
What it earns
Rates are the multipliers Chase advertises. We do not convert them into a percentage return, because that requires putting a price on Marriott Bonvoy Points and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Marriott | 6x | |
| Gas | 4x | |
| Dining | 4x | |
| Internet, Cable & Phone Services | 4x | |
| Other | 2x | Everything else |
Other perks
Benefits that are not dollar statement credits — certificates, lounge visits, point bonuses. Where a value appears it is an estimate, not an amount the issuer credits you, and it is excluded from the credits total above.
| Perk | How often | Estimated value |
|---|---|---|
| Second Free Night Award ($60K Spend)Earn an additional Free Night Award (up to 35,000 points) after spending $60,000 in calendar year purchases. Can be combined with up to 15,000 points. Award expires 12 months after issuance. | Once a year | ~$200 |
| Annual Free Night AwardReceive a Free Night Award every year after your account anniversary, valid for one night at a Marriott Bonvoy property with a redemption level up to 35,000 points. You can combine your Free Night Award with up to 15,000 points to access more properties. Award expires 12 months after issuance. Excludes resort fees. | Once a year | ~$200 |
| 7% Room Rate Discount7% discount on guest room Standard Rate when booked through Marriott Bonvoy direct booking channels. Excludes Design Hotels, vacation clubs, all-inclusive properties, and Homes & Villas by Marriott Bonvoy. | Once a year | — |
Status and included memberships
- Elite Night Credits from Spending — Earn 1 Elite Night Credit toward Elite Status for every $5,000 spent on purchases. No limit on the number of Elite Nights earned. Allow up to 8 weeks for credits from the last day of each qualifying calendar month.
- 15 Elite Night Credits — Receive 15 Elite Night Credits each calendar year toward next elite tier qualification. Credits deposited by March 1 each year. Requires active Marriott Bonvoy account linked to card.
- Marriott Bonvoy Gold Elite Status — Automatic Gold Elite Status each calendar year. Benefits include 25% Elite Bonus Points on stays, 2 p.m. late checkout (availability-based), enhanced room upgrades (availability-based), and premium Wi-Fi at participating properties. Allow up to 8 weeks from account opening for status to be applied.
Protections and insurance
Coverage terms below are summaries. Insurance benefits are governed by a separate guide to benefits document from the issuer, and the exclusions in that document are what actually decide a claim.
- Trip Delay Reimbursement — Reimburses up to $500 per covered traveler for hotel, meals, and essentials when common carrier travel is delayed more than 12 hours or requires overnight stay. Must purchase travel with the card.
- Auto Rental Coverage — Secondary coverage for damage due to collision or theft for most rental vehicles when you use your card to pay for the full rental and decline the rental company's collision damage waiver.
- Lost Luggage Reimbursement — Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
- Baggage Delay Insurance — Reimburses up to $100 a day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
- Purchase Protection — Covers eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item. New York residents limited to 90-day coverage.
- Extended Warranty Protection — Extends the time period of the manufacturer U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
Questions people ask about the Chase Marriott Bonvoy Business
What is the annual fee on the Chase Marriott Bonvoy Business?
The Chase Marriott Bonvoy Business has a $125 annual fee.
What does the Chase Marriott Bonvoy Business earn?
6x on marriott, 4x on gas, 4x on dining, 4x on internet, cable & phone services, and 2x on everything else, in Marriott Bonvoy Points.
Does the Chase Marriott Bonvoy Business charge foreign transaction fees?
No — the Chase Marriott Bonvoy Business has no foreign transaction fee.
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