Chase Ink Business Premier
$195/year, earning Chase Ultimate Rewards Points, on the Visa network.
Card terms last verified against issuer pages on 2026-09-20.
The Chase Ink Business Premier is a $195/year card from Chase earning Chase Ultimate Rewards Points. It earns 2.5x on large purchase ($5,000+) and 2x on everything else. We have no recurring statement credits on file for this card.
What it earns
Rates are the multipliers Chase advertises. We do not convert them into a percentage return, because that requires putting a price on Chase Ultimate Rewards Points and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Large Purchase ($5,000+) | 2.5x | |
| Other | 2x | Everything else |
Other perks
Benefits that are not dollar statement credits — certificates, lounge visits, point bonuses. Where a value appears it is an estimate, not an amount the issuer credits you, and it is excluded from the credits total above.
| Perk | How often | Estimated value |
|---|---|---|
| Travel and Emergency AssistanceProvides legal and medical referrals and access to other travel and emergency assistance services. Cardholder is responsible for the cost of any goods or services obtained. | Once a year | — |
| Roadside AssistanceRoadside service fees will be billed to your card at time of dispatch. | Once a year | — |
Protections and insurance
Coverage terms below are summaries. Insurance benefits are governed by a separate guide to benefits document from the issuer, and the exclusions in that document are what actually decide a claim.
- Auto Rental Coverage — Primary coverage for business rentals, up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.
- Extended Warranty Protection — Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
- Purchase Protection — Covers eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.
- Cell Phone Protection — Up to $1,000 per claim in cell phone protection against covered theft or damage for cell phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Maximum of 3 claims in a 12-month period with a $100 deductible per claim.
Questions people ask about the Chase Ink Business Premier
What is the annual fee on the Chase Ink Business Premier?
The Chase Ink Business Premier has a $195 annual fee.
What does the Chase Ink Business Premier earn?
2.5x on large purchase ($5,000+), 2x on other, and 2x on everything else, in Chase Ultimate Rewards Points.
Does the Chase Ink Business Premier charge foreign transaction fees?
Yes — the Chase Ink Business Premier charges a foreign transaction fee on purchases made outside the United States.
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