Chase IHG Select
$49/year, earning IHG One Rewards Points, on the Visa network.
Card terms last verified against issuer pages on 2026-09-20.
The Chase IHG Select is a $49/year card from Chase earning IHG One Rewards Points. It earns 5x on ihg, 2x on dining, 2x on gas and 1x on everything else. We have no recurring statement credits on file for this card.
What it earns
Rates are the multipliers Chase advertises. We do not convert them into a percentage return, because that requires putting a price on IHG One Rewards Points and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| IHG | 5x | |
| Dining | 2x | |
| Gas | 2x | |
| Grocery | 2x | |
| Other | 1x | Everything else |
Other perks
Benefits that are not dollar statement credits — certificates, lounge visits, point bonuses. Where a value appears it is an estimate, not an amount the issuer credits you, and it is excluded from the credits total above.
| Perk | How often | Estimated value |
|---|---|---|
| Anniversary Free Night CertificateEach year on your account anniversary, receive a Chase Anniversary Free Night certificate valid at any IHG property worldwide (subject to availability). Your first free night is not earned until after your first full year as a cardmember. | Once a year | ~$200 |
| 10% Point Rebate on RedemptionsReceive a 10% rebate on points used for award redemptions, up to a maximum of 100,000 points back each calendar year (approximately $500 in value at 0.5 cpp). | Once a year | ~$50 |
Status and included memberships
- Platinum Elite Status — Automatically receive IHG One Rewards Platinum Elite status for as long as you remain a cardmember. Includes a 50% bonus on all qualifying stays and complimentary room upgrades subject to availability.
Questions people ask about the Chase IHG Select
What is the annual fee on the Chase IHG Select?
The Chase IHG Select has a $49 annual fee.
What does the Chase IHG Select earn?
5x on ihg, 2x on dining, 2x on gas, 2x on grocery, and 1x on everything else, in IHG One Rewards Points.
Does the Chase IHG Select charge foreign transaction fees?
No — the Chase IHG Select has no foreign transaction fee.
Other Chase cards
Chase British Airways Visa Signature
