Chase Freedom Rise
No annual fee, earning Cash, on the Visa network.
Card terms last verified against issuer pages on 2026-09-20.
The Chase Freedom Rise is a no annual fee card from Chase earning Cash. It earns 2x on lyft and 1.5x on everything else. We have no recurring statement credits on file for this card.
What it earns
Rates are the multipliers Chase advertises. We do not convert them into a percentage return, because that requires putting a price on Cash and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Lyft | 2x | |
| Other | 1.5x | Everything else |
Other perks
Benefits that are not dollar statement credits — certificates, lounge visits, point bonuses. Where a value appears it is an estimate, not an amount the issuer credits you, and it is excluded from the credits total above.
| Perk | How often | Estimated value |
|---|---|---|
| DashPass Complimentary MembershipGet 6 months of complimentary access to DashPass– a membership for both DoorDash and Caviar – which unlocks $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec 31, 2027. | Once a year | ~$120 |
| DoorDash Quarterly DiscountDashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027. Discount applies to subtotal only; does not apply to fees, taxes, and gratuity. | Quarterly | ~$40 |
| Automatic Payments BonusEarn a $25 statement credit when you sign up for automatic payments within the first three months of opening your account and remain enrolled for at least 90 days. With automatic payments, just pick a date and dollar amount to make sure your Credit Card gets paid on time. | Once a year | ~$25 |
Protections and insurance
Coverage terms below are summaries. Insurance benefits are governed by a separate guide to benefits document from the issuer, and the exclusions in that document are what actually decide a claim.
- Purchase Protection — Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item. Restrictions, limitations and exclusions apply.
- Extended Warranty Protection — Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase. Restrictions, limitations and exclusions apply.
- Trip Cancellation and Interruption Insurance — You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations. Restrictions, limitations and exclusions apply.
Questions people ask about the Chase Freedom Rise
What is the annual fee on the Chase Freedom Rise?
The Chase Freedom Rise has no annual fee.
What does the Chase Freedom Rise earn?
2x on lyft, 1.5x on other, and 1.5x on everything else, in Cash.
Does the Chase Freedom Rise charge foreign transaction fees?
Yes — the Chase Freedom Rise charges a foreign transaction fee on purchases made outside the United States.
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