Chase Freedom Flex
No annual fee, earning Chase Ultimate Rewards Points, on the Mastercard network.
Card terms last verified against issuer pages on 2026-09-20.
The Chase Freedom Flex is a no annual fee card from Chase earning Chase Ultimate Rewards Points. It earns 5x on travel (chasetravel), 5x on gas, 5x on transit and 3x on everything else. We have no recurring statement credits on file for this card.
Welcome bonus
Welcome offers change frequently and are often targeted. Confirm the current offer on the issuer's own application page before applying.
What it earns
Rates are the multipliers Chase advertises. We do not convert them into a percentage return, because that requires putting a price on Chase Ultimate Rewards Points and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Travel (ChaseTravel) | 5x | |
| Gas | 5x | |
| Transit | 5x | |
| EV Charging | 5x | |
| Entertainment | 5x | |
| Drugstore | 3x | Everything else |
| Dining | 3x | |
| Other | 1x | Everything else |
Questions people ask about the Chase Freedom Flex
What is the annual fee on the Chase Freedom Flex?
The Chase Freedom Flex has no annual fee.
What does the Chase Freedom Flex earn?
5x on travel (chasetravel), 5x on gas, 5x on transit, 5x on ev charging, and 3x on everything else, in Chase Ultimate Rewards Points.
Does the Chase Freedom Flex charge foreign transaction fees?
Yes — the Chase Freedom Flex charges a foreign transaction fee on purchases made outside the United States.
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