Credit calendar

Chase Sapphire Reserve Business credits

Every recurring credit on the Chase Sapphire Reserve Business, with the cap, cycle and reset date that decide whether you actually capture it.

Card terms last verified against issuer pages on 2026-09-20.

The short answer

The Chase Sapphire Reserve Business carries 10 recurring statement credits worth $2,950 a year. 1 reset on the calendar year and expire on 31 December; 9 reset on your account anniversary. 2 are capped monthly and cannot be carried forward.

$2,950face value a year, against a $795 fee

1expire on 31 December

2capped monthly or quarterly, so they cannot be carried forward

Resets on the calendar year, expiring 31 December

Resets on your cardmember year

Credit

Windows in a year

Each

A year

$500 Annual The Edit Credit (2+ nights) Up to $250 from Jan-June and $250 from July-Dec for prepaid 2+ night stays booked through The Edit by Chase Travel.

Once a year, resets on the calendar year

$500

$500 The Shops at Chase Credit Up to $500 credit at The Shops at Chase. Requires $120,000 annual spend.

Once a year, resets on the cardmember year

$500

$500 Southwest Chase Travel Credit Up to $500 credit when booking Southwest flights via Chase Travel. Requires $120,000 annual spend.

Once a year, resets on the cardmember year

$500

$200 Semi-Annual ZipRecruiter Credit Up to $200 from Jan-June and $200 from July-Dec for ZipRecruiter purchases.

Twice a year, resets on the cardmember year

$200

$400

$300 Annual Travel Credit Up to $300 in annual statement credits toward travel purchases including flights, hotels, taxi fare, and public transportation.

Once a year, resets on the cardmember year

$300

$25 Monthly DoorDash Credit DashPass members get up to $25 each month to spend on DoorDash: $5 monthly promo for restaurant orders and two $10 promos each month for groceries, retail orders and more. Available through 12/31/27.

Monthly, resets on the cardmember year

$25

$300

$200 Google Workspace Credit Annual statement credit for eligible Google Workspace purchases.

Once a year, resets on the cardmember year

$200

$10 Monthly Lyft Credit Up to $10 in monthly in-app credits to use on Lyft rides through 9/30/27.

Monthly, resets on the cardmember year

$10

$120

$50 Semi-Annual Gift Card Credit Up to $50 in statement credits Jan-June and $50 July-Dec when you purchase gift cards from giftcards.com/reservebusiness.

Twice a year, resets on the cardmember year

$50

$100

Global Entry/TSA PreCheck Credit Up to $120 statement credit every 4 years for Global Entry, TSA PreCheck or NEXUS application fee.

Every 4 years, resets on the cardmember year

$120

$30

The monthly credits are the ones people lose

$25 Monthly DoorDash Credit, $10 Monthly Lyft Credit are capped per month. An unused month does not roll forward, so the annual figure the card is marketed on assumes you spend at those specific merchants every single month. Most people do not, which is the single biggest gap between a premium card's advertised credit value and what it is worth to you.

Questions people ask

When do the Chase Sapphire Reserve Business credits reset?

Both, depending on the credit. $500 Annual The Edit Credit (2+ nights) reset on the calendar year and expire 31 December. $500 The Shops at Chase Credit, $500 Southwest Chase Travel Credit, $200 Semi-Annual ZipRecruiter Credit, $300 Annual Travel Credit, $25 Monthly DoorDash Credit, $200 Google Workspace Credit, $10 Monthly Lyft Credit, $50 Semi-Annual Gift Card Credit, Global Entry/TSA PreCheck Credit reset on your cardmember year, meaning your account anniversary.

Which Chase Sapphire Reserve Business credits require enrolment?

None of the 10 credits we track on this card require enrolment.

How much are the Chase Sapphire Reserve Business credits worth in total?

$2,950 a year at face value, against a $795 annual fee. That is the sum of the caps, not what a typical cardholder captures — 2 of them are monthly and expire unused each month, and each is restricted to specific merchants.

Verified 2026-09-20. See the full Chase Sapphire Reserve Business page, or every credit across every card.