Amex Delta Platinum credits
Every recurring credit on the Amex Delta Platinum, with the cap, cycle and reset date that decide whether you actually capture it.
Card terms last verified against issuer pages on 2026-09-20.
The Amex Delta Platinum carries 4 recurring statement credits worth $420 a year. 0 reset on the calendar year and expire on 31 December; 4 reset on your account anniversary. 2 are capped monthly and cannot be carried forward.
The monthly credits are the ones people lose
$10 Monthly Rideshare Credit, $10 Monthly Resy Credit are capped per month. An unused month does not roll forward, so the annual figure the card is marketed on assumes you spend at those specific merchants every single month. Most people do not, which is the single biggest gap between a premium card's advertised credit value and what it is worth to you.
Questions people ask
When do the Amex Delta Platinum credits reset?
All 4 reset on your cardmember year — that is, your account anniversary date, not 1 January.
Which Amex Delta Platinum credits require enrolment?
2 of 4: $10 Monthly Rideshare Credit, $10 Monthly Resy Credit. Enrolment is not retroactive at most issuers, so a purchase made before you enrol usually will not be credited.
How much are the Amex Delta Platinum credits worth in total?
$420 a year at face value, against a $350 annual fee. That is the sum of the caps, not what a typical cardholder captures — 2 of them are monthly and expire unused each month, and each is restricted to specific merchants.
Verified 2026-09-20. See the full Amex Delta Platinum page, or every credit across every card.