Credit calendar

Amex Delta Business Gold credits

Every recurring credit on the Amex Delta Business Gold, with the cap, cycle and reset date that decide whether you actually capture it.

Card terms last verified against issuer pages on 2026-09-20.

The short answer

The Amex Delta Business Gold carries 2 recurring statement credits worth $270 a year. 0 reset on the calendar year and expire on 31 December; 2 reset on your account anniversary. 1 are capped monthly and cannot be carried forward.

$270face value a year, against a $150 fee

0expire on 31 December

1capped monthly or quarterly, so they cannot be carried forward

Resets on the calendar year, expiring 31 December

Resets on your cardmember year

Credit

Windows in a year

Each

A year

$150 Delta Stays Hotel Credit Annual statement credit of up to $150 after booking prepaid hotels or vacation rentals through Delta Stays on delta.com.

Once a year, resets on the cardmember year

$150

$10 Monthly Rideshare Credit enrol first Up to $10 per month in statement credits on eligible U.S. rideshare purchases (Uber, Lyft, Curb, Alto). Enrollment required; begins after first card renewal. Up to $120 per year.

Monthly, resets on the cardmember year

$10

$120

The monthly credits are the ones people lose

$10 Monthly Rideshare Credit is capped per month. An unused month does not roll forward, so the annual figure the card is marketed on assumes you spend at those specific merchants every single month. Most people do not, which is the single biggest gap between a premium card's advertised credit value and what it is worth to you.

Questions people ask

When do the Amex Delta Business Gold credits reset?

All 2 reset on your cardmember year — that is, your account anniversary date, not 1 January.

Which Amex Delta Business Gold credits require enrolment?

1 of 2: $10 Monthly Rideshare Credit. Enrolment is not retroactive at most issuers, so a purchase made before you enrol usually will not be credited.

How much are the Amex Delta Business Gold credits worth in total?

$270 a year at face value, against a $150 annual fee. That is the sum of the caps, not what a typical cardholder captures — 1 of them are monthly and expire unused each month, and each is restricted to specific merchants.

Verified 2026-09-20. See the full Amex Delta Business Gold page, or every credit across every card.