U.S. Bank
US Bank Cash+
No annual fee, earning Cash, on the Visa network.
Card terms last verified against issuer pages on 2026-09-20.
At a glance
The US Bank Cash+ is a no annual fee card from U.S. Bank earning Cash. It earns 2x on grocery and 1x on everything else. We have no recurring statement credits on file for this card.
Annual feeNone
Base rate1x
Foreign feeYes
Welcome bonus
$200 rewards bonus after spending $1,000 in eligible purchases within the first 90 days — Spend $1,000 in 90 days.
Welcome offers change frequently and are often targeted. Confirm the current offer on the issuer's own application page before applying.
Welcome offers change frequently and are often targeted. Confirm the current offer on the issuer's own application page before applying.
What it earns
Rates are the multipliers U.S. Bank advertises. We do not convert them into a percentage return, because that requires putting a price on Cash and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Grocery | 2x | |
| Other | 1x | Everything else |
Questions people ask about the US Bank Cash+
What is the annual fee on the US Bank Cash+?
The US Bank Cash+ has no annual fee.
What does the US Bank Cash+ earn?
2x on grocery, 1x on other, and 1x on everything else, in Cash.
Does the US Bank Cash+ charge foreign transaction fees?
Yes — the US Bank Cash+ charges a foreign transaction fee on purchases made outside the United States.
Other U.S. Bank cards
US Bank Altitude Connect
5x Hotel (USBankTravel)5x Car Rental (USBankTravel)4x Travel 1x everything else
$55
a year across 2 credits
US Bank Altitude Go
4x Dining2x Grocery2x Streaming Service 1x everything else
$15
a year across 1 credits
Verify before you apply. Card terms change without much notice, and issuers vary offers by
applicant. Everything on this page was last checked on 2026-09-20 against
our card database. The issuer's own terms page is the authority.