Synchrony Bank
Paypal Credit Card
No annual fee, earning Cash, on the Mastercard network.
Card terms last verified against issuer pages on 2026-09-20.
At a glance
The Paypal Credit Card is a no annual fee card from Synchrony Bank earning Cash. We have no recurring statement credits on file for this card.
Annual feeNone
Base rate3x
Foreign feeYes
Questions people ask about the Paypal Credit Card
What is the annual fee on the Paypal Credit Card?
The Paypal Credit Card has no annual fee.
What does the Paypal Credit Card earn?
3x on paypal, 1.5x on other, and 3x on everything else, in Cash.
Does the Paypal Credit Card charge foreign transaction fees?
Yes — the Paypal Credit Card charges a foreign transaction fee on purchases made outside the United States.
Other Synchrony Bank cards
Verify before you apply. Card terms change without much notice, and issuers vary offers by
applicant. Everything on this page was last checked on 2026-09-20 against
our card database. The issuer's own terms page is the authority.