Cathay World Elite Mastercard
$99/year, earning Asia Miles, on the Mastercard network.
Card terms last verified against issuer pages on 2026-09-20.
The Cathay World Elite Mastercard is a $99/year card from Synchrony Bank earning Asia Miles. It earns 3x on cathay pacific, 2x on dining and 1x on everything else. We have no recurring statement credits on file for this card.
Welcome bonus
Welcome offers change frequently and are often targeted. Confirm the current offer on the issuer's own application page before applying.
What it earns
Rates are the multipliers Synchrony Bank advertises. We do not convert them into a percentage return, because that requires putting a price on Asia Miles and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Cathay Pacific | 3x | |
| Dining | 2x | |
| Other | 1x | Everything else |
Other perks
Benefits that are not dollar statement credits — certificates, lounge visits, point bonuses. Where a value appears it is an estimate, not an amount the issuer credits you, and it is excluded from the credits total above.
| Perk | How often | Estimated value |
|---|---|---|
| Flight Discount CodeUse promo code CXSYF15OFF when booking flights on cathaypacific.com and pay with your Cathay World Elite Mastercard to receive up to 15% savings on eligible flights. Valid through December 31, 2026. | Once a year | ~$100 |
| Asia Miles Redemption DiscountReceive 10% discount when redeeming Asia Miles for hotels (60,000+ properties), car rentals (20+ countries), and experience awards via travel.asiamiles.com. | Once a year | ~$50 |
| Status Points EarningEarn 10 Cathay status points for every $5,000 spent with the card per month, up to a maximum of 100 status points per year. Status points help you achieve and maintain Cathay membership tiers (Green, Silver, Gold, Diamond). | Once a year | ~$50 |
| Miles Gift & Transfer DiscountSave 10% on fees when gifting or transferring Asia Miles to family and friends. | Once a year | ~$20 |
Status and included memberships
- Priority Check-in — Access to Cathay Pacific's Premium Economy class airport check-in counters for cardholders and travel companions when flying Cathay Pacific.
- Priority Boarding — Priority boarding access in the Premium Economy class boarding line when flying Cathay Pacific.
Questions people ask about the Cathay World Elite Mastercard
What is the annual fee on the Cathay World Elite Mastercard?
The Cathay World Elite Mastercard has a $99 annual fee.
What does the Cathay World Elite Mastercard earn?
3x on cathay pacific, 2x on dining, 1x on other, and 1x on everything else, in Asia Miles.
Does the Cathay World Elite Mastercard charge foreign transaction fees?
No — the Cathay World Elite Mastercard has no foreign transaction fee.
