Discover it Student Chrome
No annual fee, earning Cash, on the Discover network.
Card terms last verified against issuer pages on 2026-09-20.
The Discover it Student Chrome is a no annual fee card from Discover earning Cash. It earns 2x on gas, 2x on dining and 1x on everything else. We have no recurring statement credits on file for this card.
What it earns
Rates are the multipliers Discover advertises. We do not convert them into a percentage return, because that requires putting a price on Cash and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Gas | 2x | |
| Dining | 2x | |
| Other | 1x | Everything else |
Other perks
Benefits that are not dollar statement credits — certificates, lounge visits, point bonuses. Where a value appears it is an estimate, not an amount the issuer credits you, and it is excluded from the credits total above.
| Perk | How often | Estimated value |
|---|---|---|
| Free FICO Credit ScoreViewing your Credit Scorecard will never impact your FICO Score. Your FICO Credit Score, key factors and other credit information are available on Discover.com and cardmembers are also provided a score on statements. Customers will see up to a year of recent scores online. | Once a year | — |
| Freeze it On/Off SwitchIf you misplace your card, you can prevent new purchases, cash advances, and balance transfers in seconds with the Freeze it on/off switch on our mobile app and website. When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers. | Once a year | — |
| Online Privacy ProtectionWe'll help you regularly remove your personal info from select people-search websites that could sell your data. It's free, activate with the Discover app. About every 90 days we will scan at least 10 people-search sites for your online personal information and help you submit opt-out requests. | Once a year | — |
| Free Social Security Number AlertsGet an alert if we find your Social Security number on any of thousands of Dark Web sites. Activate for free. Daily monitoring of thousands of Dark Web sites known for revealing personal information and an alert if your Social Security Number is found on such a website. | Once a year | — |
| Unlimited Cashback MatchGet an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we'll match. So you could turn $50 cash back to $100. Or you could turn $100 cash back to $200. | Once a year | — |
Protections and insurance
Coverage terms below are summaries. Insurance benefits are governed by a separate guide to benefits document from the issuer, and the exclusions in that document are what actually decide a claim.
- $0 Fraud Liability Guarantee — You're never responsible for unauthorized purchases on your Discover Card. An "unauthorized purchase" is a purchase where you have not given access to your card information to another person or a merchant for one-time or repeated charges.
Questions people ask about the Discover it Student Chrome
What is the annual fee on the Discover it Student Chrome?
The Discover it Student Chrome has no annual fee.
What does the Discover it Student Chrome earn?
2x on gas, 2x on dining, 1x on other, and 1x on everything else, in Cash.
Does the Discover it Student Chrome charge foreign transaction fees?
No — the Discover it Student Chrome has no foreign transaction fee.
