Discover it Chrome
No annual fee, earning Cash, on the Discover network.
Card terms last verified against issuer pages on 2026-09-20.
The Discover it Chrome is a no annual fee card from Discover earning Cash. It earns 2x on gas, 2x on dining and 1x on everything else. We have no recurring statement credits on file for this card.
What it earns
Rates are the multipliers Discover advertises. We do not convert them into a percentage return, because that requires putting a price on Cash and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Gas | 2x | |
| Dining | 2x | |
| Other | 1x | Everything else |
Other perks
Benefits that are not dollar statement credits — certificates, lounge visits, point bonuses. Where a value appears it is an estimate, not an amount the issuer credits you, and it is excluded from the credits total above.
| Perk | How often | Estimated value |
|---|---|---|
| Online Privacy ProtectionDiscover gives you more control over your personal information online by regularly helping you to remove it from at least 10 people-search sites that could sell your data. It's free, activate with the Discover app. | Once a year | — |
| Unlimited Cashback MatchGet an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we'll match. So you could turn $50 cash back to $100. Or you could turn $100 cash back to $200. | Once a year | — |
| Free FICO Credit ScoreViewing your Credit Scorecard will never impact your FICO® Score. You can check as often as you like – it will never affect your score. Check back every 30 days to see a refreshed score. | Once a year | — |
Protections and insurance
Coverage terms below are summaries. Insurance benefits are governed by a separate guide to benefits document from the issuer, and the exclusions in that document are what actually decide a claim.
- $0 Fraud Liability Guarantee — You're never responsible for unauthorized purchases on your Discover Card.
Questions people ask about the Discover it Chrome
What is the annual fee on the Discover it Chrome?
The Discover it Chrome has no annual fee.
What does the Discover it Chrome earn?
2x on gas, 2x on dining, 1x on other, and 1x on everything else, in Cash.
Does the Discover it Chrome charge foreign transaction fees?
No — the Discover it Chrome has no foreign transaction fee.
