Choice Privileges Mastercard
No annual fee, earning Choice Privileges Points, on the Mastercard network.
Card terms last verified against issuer pages on 2026-09-20.
The Choice Privileges Mastercard is a no annual fee card from Wells Fargo earning Choice Privileges Points. It earns 5x on choice hotels, 3x on gas, 3x on grocery and 1x on everything else. We have no recurring statement credits on file for this card.
Welcome bonus
Welcome offers change frequently and are often targeted. Confirm the current offer on the issuer's own application page before applying.
What it earns
Rates are the multipliers Wells Fargo advertises. We do not convert them into a percentage return, because that requires putting a price on Choice Privileges Points and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Choice Hotels | 5x | |
| Gas | 3x | |
| Grocery | 3x | |
| Home Improvement | 3x | |
| Internet, Cable & Phone Services | 3x | |
| Other | 1x | Everything else |
Status and included memberships
- Choice Privileges Gold Status — Receive 10 Elite night credits qualifying for at least Gold level status each calendar year as a cardholder. Gold status benefits include bonus points on stays, room upgrades when available, and late checkout at participating Choice Hotels properties.
Questions people ask about the Choice Privileges Mastercard
What is the annual fee on the Choice Privileges Mastercard?
The Choice Privileges Mastercard has no annual fee.
What does the Choice Privileges Mastercard earn?
5x on choice hotels, 3x on gas, 3x on grocery, 3x on home improvement, and 1x on everything else, in Choice Privileges Points.
Does the Choice Privileges Mastercard charge foreign transaction fees?
No — the Choice Privileges Mastercard has no foreign transaction fee.
Other Wells Fargo cards
Choice Privileges Select Mastercard
