Bilt Mastercard(Legacy)
No annual fee, earning Bilt Points, on the Mastercard network.
Card terms last verified against issuer pages on 2026-09-20.
The Bilt Mastercard(Legacy) is a no annual fee card from Wells Fargo earning Bilt Points. It earns 3x on dining, 2x on travel and 1x on everything else. We have no recurring statement credits on file for this card.
What it earns
Rates are the multipliers Wells Fargo advertises. We do not convert them into a percentage return, because that requires putting a price on Bilt Points and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Dining | 3x | |
| Travel | 2x | |
| Other | 1x | Everything else |
| Rent | 1x | Everything else |
Questions people ask about the Bilt Mastercard(Legacy)
What is the annual fee on the Bilt Mastercard(Legacy)?
The Bilt Mastercard(Legacy) has no annual fee.
What does the Bilt Mastercard(Legacy) earn?
3x on dining, 2x on travel, 1x on other, 1x on rent, and 1x on everything else, in Bilt Points.
Does the Bilt Mastercard(Legacy) charge foreign transaction fees?
No — the Bilt Mastercard(Legacy) has no foreign transaction fee.
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