Bank of America

BoA Customized Cash Rewards

No annual fee, earning Cash, on the Visa network.

Card terms last verified against issuer pages on 2026-09-20.

At a glance

The BoA Customized Cash Rewards is a no annual fee card from Bank of America earning Cash. It earns 2x on grocery and 1x on everything else. We have no recurring statement credits on file for this card.

Annual feeNone

Base rate1x

Foreign feeYes

What it earns

Rates are the multipliers Bank of America advertises. We do not convert them into a percentage return, because that requires putting a price on Cash and that price is a judgement, not a fact — see how we source this.

Category	Rate	Notes
Grocery	2x
Other	1x	Everything else

Questions people ask about the BoA Customized Cash Rewards

What is the annual fee on the BoA Customized Cash Rewards?

The BoA Customized Cash Rewards has no annual fee.

What does the BoA Customized Cash Rewards earn?

2x on grocery, 1x on other, and 1x on everything else, in Cash.

Does the BoA Customized Cash Rewards charge foreign transaction fees?

Yes — the BoA Customized Cash Rewards charges a foreign transaction fee on purchases made outside the United States.

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Verify before you apply. Card terms change without much notice, and issuers vary offers by applicant. Everything on this page was last checked on 2026-09-20 against our card database. The issuer's own terms page is the authority.