Air France KLM Visa Signature
$89/year, earning Flying Blue Miles, on the Visa network.
Card terms last verified against issuer pages on 2026-09-20.
The Air France KLM Visa Signature is a $89/year card from Bank of America earning Flying Blue Miles. It earns 3x on airline(air france), 3x on dining and 1.5x on everything else. We have no recurring statement credits on file for this card.
Welcome bonus
Welcome offers change frequently and are often targeted. Confirm the current offer on the issuer's own application page before applying.
What it earns
Rates are the multipliers Bank of America advertises. We do not convert them into a percentage return, because that requires putting a price on Flying Blue Miles and that price is a judgement, not a fact — see how we source this.
| Category | Rate | Notes |
|---|---|---|
| Airline(Air France) | 3x | |
| Dining | 3x | |
| Other | 1.5x | Everything else |
Other perks
Benefits that are not dollar statement credits — certificates, lounge visits, point bonuses. Where a value appears it is an estimate, not an amount the issuer credits you, and it is excluded from the credits total above.
| Perk | How often | Estimated value |
|---|---|---|
| 5,000 Anniversary Bonus MilesEarn 5,000 bonus Flying Blue Miles every year on your account anniversary when you make at least $50 in purchases on the card during the previous cardmember year. At 1.3 cents per mile, this is worth approximately $65, offsetting most of the $89 annual fee. | Once a year | ~$65 |
Status and included memberships
- 20 Anniversary XP — Earn 20 Experience Points (XP) toward Flying Blue elite status automatically on each account anniversary. Flying Blue status tiers: Silver (100 XP), Gold (180 XP), Platinum (300 XP), Ultimate (900 XP). Silver benefits include priority check-in, baggage handling, boarding priority, complimentary seat selection, and one extra checked bag on SkyTeam flights.
- 80 Bonus XP ($15,000 Spend) — Earn 80 additional XP (for a total of 100 XP including anniversary XP) when you spend $15,000 or more on the card during a cardmember year. Combined with the base 20 XP, this reaches Flying Blue Silver status (100 XP) in one year with the card alone.
- 60 Bonus XP ($25,000 Spend) — Earn 60 additional XP (for a total of 160 XP including all tiers) when you spend $25,000 or more on the card during a cardmember year. This brings you close to Flying Blue Gold status (180 XP) from card spending alone.
Questions people ask about the Air France KLM Visa Signature
What is the annual fee on the Air France KLM Visa Signature?
The Air France KLM Visa Signature has a $89 annual fee.
What does the Air France KLM Visa Signature earn?
3x on airline(air france), 3x on dining, 1.5x on other, and 1.5x on everything else, in Flying Blue Miles.
Does the Air France KLM Visa Signature charge foreign transaction fees?
No — the Air France KLM Visa Signature has no foreign transaction fee.
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